Moving to the Bahamas

Living in the Bahamas offers expats a chance to settle in a paradise of over 700 islands and more than 200 cays, islets and rocks within the Lucayan Archipelago of the West Indies. The Bahamas is a country known for its picturesque scenes, crystal-clear waters and coral reefs that draw people from across the globe seeking a slice of Caribbean living.

When moving to the Bahamas, whether for months or years, you’ll enjoy a relaxed yet lively lifestyle. With 16 major islands to choose from, each with distinct character, the Bahamas presents plenty of options for your island home, from bustling Nassau to laid-back Exuma.

Living in the Bahamas as an expat

Living in the Bahamas as an expat typically means settling in one of the island's many popular areas, including Nassau (especially Cable Beach), Freeport, Lucaya, and West End on Grand Bahama Island. These Caribbean islands lie north of Cuba and southeast of Florida, and the Bahamas ranks among the wealthiest countries in the region. With endless leisure options from sailing to snorkelling, it’s no wonder tourism drives about half of the country’s GDP and employs nearly half the population.

The banking and finance sector makes up about 15 percent of GDP, creating the second-largest job market for expats. Most expats secure positions through transfers with international companies, and their employers typically arrange their work permits. On the other hand, many residents come to the Bahamas not to work but to enjoy retirement with family in a tropical setting.

The lifestyle in the Bahamas stands out from other Caribbean destinations. Music forms the heartbeat of Bahamian culture, with Junkanoo festivals showcasing a distinctive mix of African rhythms and European colonial influences. Cricket is a popular sport, but basketball has gained a significant following too, with several Bahamian players reaching the NBA in recent years. 

Note that certain areas, particularly in Nassau and Freeport, have higher crime rates, so researching neighbourhoods is essential before deciding where to settle.

Cost of living in the Bahamas

The cost of living in the Bahamas is about 30 percent higher than in the United States and a bit over twice the world average. Nassau prices match those found in major cities like London, Seoul, and Los Angeles, so new arrivals will have to budget carefully.

Expats will face steep prices for imported basics like milk, potatoes, toiletries and dining out. The savvy move? Shop at local markets for seasonal produce to trim your food costs while maintaining quality. 

Housing offers a pleasant surprise – rent often costs less than in other high-income cities, particularly if you’re willing to live outside the most touristy areas. Utility bills run high year-round due to air conditioning needs, so factor this into your expat budget calculations.

Families and children in the Bahamas

Families in the Bahamas benefit from English-language education and healthcare systems that serve expat needs well. When relocating with children, you’ll find several international schools, primarily in Nassau, offering curricula including International Baccalaureate and British A-Levels that ease educational transitions.

The country’s healthcare system provides solid care at numerous equipped hospitals with trained staff, although many expats maintain international health insurance for access to private facilities.

Family life thrives with abundant water sports, nature exploration and cultural activities that children of all ages enjoy, making weekends and school holidays a breeze to plan.

Weather in the Bahamas

The weather in the Bahamas comprises a warm, balmy climate year-round thanks to its low elevation and position in the tropical Gulf Stream. The locals match this warmth with their welcoming attitude toward newcomers. The rainy season spans May to November, with August and September marking peak hurricane months. The main visitor period runs mid-December to mid-April, with temperatures ranging from 70°F to 78°F (21°C to 26°C).

Many experienced visitors recommend mid-February to mid-March as the ideal window, which has 90 percent clear, sunny days. While hurricanes form part of island life, they typically affect only small sections of the Bahamas at once, and the country maintains well-established safety protocols.

Whether moving for work or retirement, the Bahamas draws people with its promise of laid-back island living, stunning beaches and turquoise waters. With proper planning around costs, healthcare and housing, your Caribbean dream can become reality in these sun-soaked islands.

Fast facts

Official name: The Commonwealth of the Bahamas

Population: More than 400,000

Capital city: Nassau (also the largest city)

Other cities: Freeport, Marsh Harbour, Cooper’s Town

Neighbouring countries: The Bahamas shares maritime borders with Cuba, Haiti and the Dominican Republic to the south, the Turks and Caicos Islands to the southeast, and the US state of Florida to the northwest.

Geography: The Bahamas is an archipelago of more than 700 islands and 2,400 cays in the Atlantic Ocean. The islands are all low-lying, with the highest point only reaching 206 feet (63 metres) above sea level (on Cat Island), and are made up mostly of rocky or mangrove swamp terrain.

Political system: Unitary constitutional parliamentary monarchy

Major religions: Protestant Christianity, Roman Catholic

Main language: English (official). American English is widely used due to proximity to the US.

Money: The Bahamian Dollar (BSD) is divided into 100 cents and is pegged 1:1 to the US Dollar. US Dollars are widely accepted throughout the islands. Banking services are well-developed for international visitors and expats.

Tipping: Service charges of 10 to 15 percent are customary in restaurants and bars. Hotel staff and taxi drivers typically receive 10 to 15 percent gratuity.

Time: GMT-5 (Eastern Standard Time). The Bahamas observes Daylight Saving Time, moving to GMT-4 from the second Sunday in March to the first Sunday in November.

Electricity: 120 V and 60 Hz. Plug types A and B are used with two or three flat pins. European appliances typically require a 220-volt converter.

Internet domain:.bs

International dialling code: +1-242

Emergency contacts: 911 (police, fire, ambulance)

Transport and driving: Public buses (jitneys) and taxis are the most popular forms of public transport across the islands, although most expats choose to have their own car. Cars in the Bahamas drive on the left side of the road. Interisland travel is primarily by air or ferry.