As the state capital, the cost of living in Nashville is slightly more expensive than the Tennessee state average. Regardless, newcomers to the city are likely to find things considerably more affordable than most other prominent US cities. 

Cost of accommodation in Nashville

Housing expenses are likely to account for the biggest part of your budget. Accommodation in Nashville is generally good value for money but, as Nashville grows in popularity, housing costs are rising too.

Rental prices in Nashville are relatively affordable, even for apartments in the city centre. Of course, the cost of renting a property will vary depending on the popularity of a particular area or suburb. If you're looking to live close to downtown Nashville or near Music Row, for example, the cost of rent is bound to be high.

As for buying, Nashville is an ideal place to invest in property – the city's ever-increasing popularity means a continuous influx of new arrivals looking for rental properties.

Cost of healthcare in Nashville

Healthcare is Nashville’s foremost income generator and the city is quite the medical hub for the South, home to a fair few excellent hospitals. Though healthcare costs are reported to be nearly 10 percent lower than the national average, we recommend having a comprehensive health insurance plan. There are plenty of health insurance schemes on offer, but we advise that new arrivals invest some time researching to find the best fit for their needs. 

Anyone moving to Nashville for a job offer should try to negotiate an employer contribution towards their medical insurance. This is a fairly common inclusion and is a boon to the budget.

Cost of education in Nashville

The cost of education in Nashville varies depending on the schooling path parents choose for their children. Newcomers to Nashville will have hundreds of private and public school options to pick from, so it most likely won't be a straightforward decision. 

Attending a public school in Nashville will cost next to nothing, including charter and magnet schools, which usually offer a good standard of education. Private schools, on the other hand, set their own fees. Tuition can be pricey, increasing as the child progresses through grades. Additional expenses to consider include uniforms, textbooks, stationery, extracurricular activities and field trips.

Cost of transport in Nashville

Nashville is a pretty big city, so new arrivals must consider the cost of getting around when budgeting. While public transport in Nashville is affordable, this isn’t a viable option for most people. The system isn't as extensive as in some other US cities, and buses rarely arrive on time. For these reasons, most locals bite the bullet and get their own set of wheels.

Nashville has a fairly well-established automotive industry, and as such, it's fairly affordable to buy a car. But drivers need to factor in the cost of petrol (gas), the state’s car tax, and monthly car insurance premiums, all of which have a habit of adding up. Thankfully, petrol is cheaper than the national average, which is a relief considering the amount of driving the average Nashville resident does.

Cost of groceries in Nashville

Although groceries in Nashville are more affordable than in most parts of the country, they are still fairly pricey. You can reduce your grocery bill by buying in bulk and shopping at discount stores like Aldi, Publix, and United Grocery Outlet. These stores often have sales and in-season items are often more affordable. 

Cost of entertainment and eating out in Nashville

Lifestyle expenses in Nashville will vary widely depending on your spending habits. There are plenty of opportunities to splurge in Nashville – an evening of craft cocktails at a rooftop bar, a fancy fine-dining experience or a ticket to a sell-out music event can easily cost a pretty penny.

On the flipside, there's also plenty to get up to without breaking the bank. Humble Southern soul food is what Nashville is famous for, and it's possible to eat your heart out at one of Nashville’s low-and-slow eateries without forking out a small fortune.

A cost-effective way of staying fit without paying for expensive gym memberships is to get out onto one of the hiking or biking trails at Radnor Lake State Park.

Although admission costs to see top musicians won’t come cheap, new Nashville residents will soon learn that the famous Nashville Honky Tonks are brilliant places to catch some surprisingly good music at no cost. 

So, when it comes to entertainment, there is sure to be something fun to suit everyone’s preferences and budgets. Newcomers may just need to be flexible and open-minded until they find their fun.

Cost of living in Nashville chart

Prices may vary depending on the product and service provider. The list below shows average prices for Nashville in April 2024.

Accommodation (monthly)
One-bedroom apartment in the city centreUSD 2,200
One-bedroom apartment outside of city centreUSD 1,700
Three-bedroom apartment in the city centreUSD 3,900
Three-bedroom apartment outside of city centreUSD 2,600
Eggs (dozen)USD 2.80
Milk (1 litre)USD 1.10
Rice (1kg)USD 5.20
Loaf of breadUSD 3.90
Chicken breasts (1kg)USD 15
Pack of cigarettes (Marlboro)USD 8
Eating out
Big Mac MealUSD 10.50
Coca-Cola (330ml)USD 2.50
CappuccinoUSD 5.20
Local beer (500ml)USD 6.60
Three-course meal for two at a mid-range restaurantUSD 80
Mobile-to-mobile call rate (per minute)USD 0.18
Internet (uncapped ADSL or cable – average per month)USD 80
Basic utilities (per month for small apartment)USD 180
Taxi rate (per kilometre)USD 1.55
Bus/train fare in the city centreUSD 2.25
Petrol/gasoline (per litre)USD 0.85

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