Cost of living in Washington, DC

Washington, DC, is among the most expensive destinations in the USA, outranked only by a handful of cities. Mercer’s 2024 Cost of Living City Survey places the US capital at 22nd out of 226 cities evaluated, making it more expensive than Seattle but more affordable than New York, LA and San Francisco.

It’s therefore essential for those moving to Washington to negotiate a suitable employment package to offset their expenses. Here are some of the major costs you can expect to encounter while living in Washington, DC.

Cost of accommodation in Washington, DC

Accommodation costs in Washington are high. That said, as the city is home to lots of young professionals and university students, there are several cheaper accommodation options, such as studio apartments and house shares, on offer for those on a budget.

Where you choose to live can also impact your rental costs. Living in a neighbourhood outside the city or even in a town on the border of a neighbouring state will hugely decrease your costs. Although you’ll have to commute to work, it may be worth it for the cheaper housing options outside of Washington, DC.

Cost of transport in Washington, DC

Luckily, there isn’t much need for a car in DC, especially for those living close to the city centre. Most residents opt not to have a car and use public transport or cycle to work instead.

The cost of using public transport in DC is based on the day, time and distance travelled, so those travelling long distances at peak travel hours will find themselves shelling out a fair amount to do so. Purchasing a weekly or monthly travel card is a good idea to save on travel costs.

Cost of groceries in Washington, DC

The cost of groceries in Washington, DC, can be rather steep, especially for organic and speciality products. However, there are still ways to manage your grocery budget, such as by shopping at chain supermarkets and bulk stores. It’s wise to shop around and find the shops that match your preferences and budget. Supermarkets located in upscale areas tend to have higher prices, so exploring different areas for grocery shopping may yield savings.

Farmers’ markets are popular in Washington and can provide fresh, locally sourced produce, often at competitive prices. Buying in season and taking advantage of special offers and discount cards at local supermarkets can also help reduce the grocery bill.

Cost of entertainment and eating out in Washington, DC

There are lots of opportunities to enjoy the nightlife, entertainment and eating out in Washington, DC, but prices are high, and these leisure expenses add up over time. That said, for those on a budget or looking to save their hard-earned dollars, there are lots of free cultural attractions available in Washington which can enhance the quality of one’s experience without breaking the bank.

Eating out in Washington, DC, offers myriad options, ranging from upscale restaurants to casual eateries. A meal at a mid-range restaurant can be somewhat expensive, but there are plenty of food trucks, cafés and budget-friendly options to choose from. Happy hours and special promotions can further alleviate costs for those who enjoy dining out frequently.

Cost of education in Washington, DC

Those relocating to DC with children will also need to factor in the cost of schooling. While expat children are eligible to attend public schools, many expat parents opt to send their children to private or international schools. Fees at these schools can be high, so parents should double-check that their budget can accommodate this cost.

Cost of healthcare in Washington, DC

The cost of healthcare in DC is quite high, as is common throughout the United States. New arrivals should ensure they have comprehensive health insurance to cover medical expenses. Even with insurance, out-of-pocket costs can be high, depending on the policy’s deductible and coverage.

Healthcare facilities in DC are top-notch, offering excellent care, but at a price. It is essential to carefully review and understand one’s health insurance policy and to consider any additional health needs or pre-existing conditions when selecting a plan. Employers often provide health insurance as part of the employment package, but it may be wise to explore supplementary coverage if necessary.

Cost of living chart for Washington, DC

Prices may vary depending on the product and service provider. The list below shows average prices for Washington, DC, in August 2024.