There is an abundance of accommodation in Dubai, and expats find it quite easy to find a home to suit their lifestyle and budget, be it a lavish high-rise apartment in central Dubai or more humble housing towards the outskirts of the bustling metro.
While many expats entertain the idea of living in a luxurious Middle Eastern villa with an opulent courtyard and pool, this type of housing can often be exorbitant, in high demand and simply out of reach for most expats. Whether buying property in Dubai or renting, it’s best to temper these dreams of grandeur and to take into consideration a number of factors before searching for accommodation. These include commute times to work and to local schools for those with children, congestion and noise level in the area, proximity to shops and restaurants and, of course, budget.
It’s also important to bear in mind that because Dubai has grown so rapidly, some residential areas are still being finished off, which means not all the planned facilities (pools and parks) may actually be complete. This will often be reflected in the rental prices, so while getting more for one's money in a place that is not yet finished, it will mean the possibility of having to live with some inconvenience in the short-term.
Depending on their employment contract, expats may find that they are allocated a home by their employer when relocating from overseas – indeed, we recommend that those relocating to the emirate negotiate with prospective employers to include accommodation in their contract. Expats who would prefer to look for their own accommodation can usually request a housing allowance in order to do so.
Types of accommodation in Dubai
The type of accommodation and associated costs are important factors to consider. Both furnished and unfurnished accommodation are available in Dubai, and there are many different styles of housing to choose from, with the main ones being:
A common choice among expats, apartments are (mainly) smaller self-contained units in larger buildings; referred to as "flats" in some parts of the world such as the UK. These range from small studios or one-bedroom units to expansive multi-roomed units.
These complexes are similar to apartments but are more luxurious and will generally offer a wide range of facilities. Those at the top of the scale will offer a full suite of facilities including a pool, gym, playground, tennis and squash courts, as well as 24-hour security.
Villas are freestanding with multiple rooms, dining areas and lounges, and tend to have a garden, but are often extremely pricey.
Some areas and suburbs in Dubai are more expensive than others; this is especially true of New Dubai, a collection of suburbs that has been recently developed.
Finding accommodation in Dubai
It’s helpful to hire a real estate agent in Dubai, but it’s also possible to peruse the online classifieds or even just drive through areas of interest and look out for 'To Let' signs.
Expats using an agent to find accommodation in Dubai should make sure the chosen individual is registered with the Real Estate Regulatory Agency (RERA) to minimise their exposure to risk and red tape. There have been reports of unsuspecting expats being duped by illegitimate agents, so it's best to check the agent's credentials before dealing with them.
Other expats have migrated to the neighbouring emirate of Sharjah, where rents are considerably less, but this involves commuting (approximately 30 minutes by car).
Renting accommodation in Dubai
New arrivals in Dubai generally opt to rent rather than buy, as it can be extremely expensive to purchase property. Those expats who go about the relocation process on their own without the assistance of a real estate agent often elect to rent a short-term serviced apartment while checking out an area and deciding on long-term accommodation. This isn’t strictly necessary, though, and with a good agent, long-term rentals can be secured without the need for temporary accommodation.
Apartments, condos and villas can be rented furnished or unfurnished – it’s up to the tenant and whether they have the capacity and desire to ship furniture from their home country.
Making an application
Once expats have found a suitable area that suits their lifestyle and caters to all their priorities, it’s a good idea to research properties online and contact some local estate agents who will then set up viewings. When the right home is agreed upon, an application will have to be submitted to the landlord, and a contract drawn up. Before the contract can be signed, the estate agent or landlord will check references and do some background checks, and check whether the applicant has the required residence visa, passport and proof of income.
Many landlords in Dubai will demand the entire year of rent be paid up front, in addition to a security deposit. If this is a financial possibility, expats should use it to gain leverage over the landlord and try and bring the price down.
Deposits, usually the equivalent of a month’s rent or more, can’t be non-refundable, as it remains the property of the tenant, but landlords are allowed to make deductions from the deposit or keep the whole amount for various reasons. Deposits are sometimes used to cover unpaid rent, for damages in excess of normal wear and tear, other breaches of the lease agreement, unpaid utility bills, or – if pre-arranged with tenant – to cover the last month’s rent. Additional fees to consider include the agent’s commision fee (if an agent was employed).
A lease specifies the period of tenancy along with other important terms and conditions that both parties need to agree on. Expats are urged to finecomb the agreement and to make sure that all verbal agreements with the landlord are in print and acknowledged by both parties. Both the tenant and the landlord should also agree on an inventory list at the start of the lease.
At the termination of the lease, the landlord and tenant can either choose to agree to renew the lease or end it. We recommend expats try to sign a renewable lease, and then notify the landlord accordingly when ready to leave, rather than having to engage in the house hunt all over again after 12 months.
It is important for prospective tenants to scrutinise a lease agreement very carefully to ascertain which utilities are included in the rental cost before committing.
Usually though, in Dubai, utilities and maintenance are for the tenant’s account. Expats looking to rent should be aware that they’ll be expected to pay for internet, electricity, water and gas.
►Find out about the different types of housing and the best neighbourhoods for expats in Areas and Suburbs in Dubai
"Dubai offers a variety of housing options for different incomes. I would however mention that the more affordable housing options are further from the central areas such as Dubai Marina, JBR, Downtown, etc."
To read more about South African expat Schalk's experiences in Dubai, read the full interview here.
Are you an expat living in Dubai?
Expat Arrivals is looking for locals to contribute to this guide, and answer forum questions from others planning their move to Dubai. Please contact us if you'd like to contribute.
Expat Health Insurance
With 86 million customer relationships in over 200 countries, Cigna Global has unrivalled experience in dealing with varied and unique medical situations and delivering high standards of service wherever you live in the world.
GeoBlue is one of the best international health insurance plans for US expats abroad or internationals residing in the USA. The GeoBlue Xplorer plan includes worldwide coverage and great customer service with access to a premium international network of hospitals and doctors including the Blue Cross Blue Shield network in the USA.
Sirelo has a network of more than 500 international removal companies that can move your furniture and possessions to your new home. By filling in a form, you’ll get up to 5 quotes from recommended movers. This service is free of charge and will help you select an international moving company that suits your needs and budget.