Accommodation in the USA

New arrivals moving to the US will find a range of high-quality accommodation options available to them. While housing is expensive in the larger cities, those on a budget can mitigate this by living on the outskirts rather than in the city centre.

Whether you’re looking to rent an apartment or eager to purchase a piece of prime real estate, you’re likely to find a home well suited to your individual needs and budget.

Types of accommodation in the USA

There’s plenty of variety when it comes to accommodation in the USA. This ranges from everyday options such as apartments, duplexes, condominiums and single-family homes to extravagant, luxurious mansions. All these forms of housing are widespread throughout the US, with apartments being the most popular to rent and single-family homes being the most commonly purchased.

Furnished vs unfurnished

There are plenty of furnished, semi-furnished and unfurnished accommodation options available in the US. New arrivals who are in the country for a short assignment frequently choose to rent furnished housing for convenience. Unfurnished housing in the US generally comes bare bones, with the essentials only. This can include appliances such as a stove, refrigerator, dishwasher and occasionally, a washer and dryer combo.

Expats looking to make a space their own without spending on the basics should consider semi-furnished properties. Although they can vary significantly, semi-furnished accommodation typically includes a couch, dresser, dining table, chairs and a bed frame.

New arrivals should note that while furnished and semi-furnished accommodation may be the most convenient, they are also likely to be pricier than unfurnished rentals. Newcomers who opt for unfurnished housing will be spoilt for choice when it comes to furniture shopping, as the US market is inundated with discount furniture retailers such as Home Depot, Wayfair and Ikea.

Short lets and temporary housing

Short-term lets are a good option for newcomers establishing their lives in the US. Temporary housing allows new arrivals to look for long-term housing while saving money on hotel fees. They also give expats the opportunity to get a feel for their new city before making commitments. There are numerous reputable short-term accommodation providers in the US, many of which operate online.

Useful links

• Airbnb
• Vrbo

Finding accommodation in the USA

Finding a place to rent in the USA is a relatively straightforward process. New arrivals should begin by doing some research on the city they are relocating to in order to get some perspectives on neighbourhoods that best align with their priorities.

There is a plethora of free websites that carry both short- and long-term rental listings. Registration is optional, and house hunters should note that any web portals that demand payment to search listings should be approached with caution or avoided entirely.

Real estate agents may be able to assist you in finding a rental property. In the US though, realtors typically specialise in helping people buy homes rather than rent them. In cases where they do assist with rentals, realtors typically charge one month’s rent as commission, usually paid by the landlord rather than the tenant.

House-sharing is a fantastic option for thrifty expats and students, as it is an opportunity to meet new people while saving money on rent. Several websites specialise in student accommodation and house shares. Roomi is one of the most popular websites in the US that connects verified prospective roommates.

Some people moving to the US will be lucky enough to have a relocation company working on their behalf, who will assess their preferences and shortlist properties for them to view.

Useful links

• Zillow
• Realtor.com
• Trulia
• Roomi

Renting accommodation in the USA

Most newcomers to the US typically choose to rent initially and consider homeownership once they have settled in the country and found a city they want to call home for the long term. Renting not only provides new arrivals with flexibility but also shields them from the often prohibitive costs of buying a property.

Making an application

Once expats have found a property to their liking, they will have to tender a lease application. In most cases, potential tenants will need to prove that they are serious candidates for renting the property.

Expats will need to demonstrate that they can afford the rent. Credit and background checks are commonly carried out. Those with references from previous landlords should be sure to include them with their applications.

Producing a credit record can be a problem for expats who don’t yet have a credit history in the US. The expat may need to submit other documentation in lieu of this, such as proof of employment, proof of earnings and any international credit rating they may have. In this situation, landlords might also ask for a higher deposit.

Signing a lease

Leases in the US typically last for 12 months and are extendable once the initial agreement has lapsed. Expats must give the landlord 30 days’ notice before moving out, but some landlords may request a 60- or even 90-day notice period. Landlords are legally obligated to give tenants the same notice should they wish to terminate the agreement.

Deposits

When signing a lease, you’ll be expected to pay the first month’s rent upfront and the equivalent of at least another month’s rent to cover a security deposit, although the security deposit can be higher in some states. Many states impose a limit on the rental deposit amount of one or two months’ rent, although some allow up to three months’ rent for furnished properties.

The deposit will be returned at the end of the tenancy once the home has been inspected and any damages have been covered. The maximum amount of time the landlord can take to do this also varies by state and can be anywhere from 14 to 60 days after the home has been vacated.

Pets

Expats with furry, feathery or scaly friends shouldn’t have too much of a difficult time finding a rental property in the US. Although many apartment buildings and properties do not allow pets, expats can always negotiate with their landlord when discussing the lease agreement.

Some properties restrict the types of pets and breeds that can be kept on a residential property, so it’s best to consult with the landlord and obtain written consent. Landlords also have a legal right to charge a pet deposit for non-service animals, so new arrivals should be prepared for this.

Termination of the lease

When moving out, tenants should leave the property completely clean. All appliances and electrical outlets should also be in working order to avoid losing out on the security deposit. Landlords are likely to deduct cleaning or painting fees from the security deposit should the tenant fail to return the property in the same condition they found it in. Most landlords will account for everyday wear and tear and will typically not charge tenants for this.

Utilities in the USA

Utilities are sometimes included in the rental cost, but are more commonly an extra expense that the tenant should budget for. Costs to consider include gas, electricity, water, refuse, phone and internet. The lease agreement should specify who is responsible for which utility expenses.

There are numerous utility providers across the country, and the available providers vary from state to state. In most cases, new tenants will receive a set of documents containing details of the home’s existing utilities. In other cases, they may be required to set up the various utilities themselves. This will consist of contacting the chosen company, which will likely ask for a deposit, proof of identity and proof of residence. Depending on the area and the provider, utilities can take days or weeks to be set up.

Electricity

In about half of the US states, the electricity market is deregulated, which means you’ll have to choose your own provider rather than being assigned one. States like Texas, Pennsylvania, and New York offer competitive electricity markets where you can shop for plans based on rate, contract length, and renewable energy options. In regulated states, your local utility company is your only option.

Setting up electricity is usually straightforward. You can typically arrange service online or by phone, and in many cases, power can be activated within one to three business days if the property is already connected. You’ll need to provide identification, proof of address, and possibly a deposit if you don’t have an established credit history.

Gas

Some states have deregulated gas markets where you can choose your supplier, while others operate as regulated monopolies. In many urban areas, properties are connected to natural gas for heating and cooking. In rural areas, propane tanks are more common.

If your property uses natural gas, you’ll need to contact the local gas utility or, in deregulated states, choose from available suppliers. Setup typically requires the same documentation as electricity, and activation can take anywhere from a few days to a week, depending on whether a technician needs to visit the property.

Water

Water and sewage services in the US are typically provided by municipal utilities, and in most rental situations, landlords cover these costs as part of the rent. This is particularly common in apartment buildings and multi-unit properties. The landlord is often held legally responsible for water bills by local municipalities, even if the tenant is the named account holder.

In single-family home rentals, you may be required to set up the water account in your name, but this varies by location and lease agreement. Water service is generally reliable, and setup is usually quick if you need to arrange it yourself.

Bins and recycling

Trash collection and recycling services in the USA are usually included in rent for apartment complexes, where the landlord arranges for dumpsters or shared bins. For single-family homes, the responsibility for trash service depends on your lease agreement and local regulations.

If you’re required to arrange your own trash service, you’ll contract with a private waste management company or the municipal service. Most US cities and many suburban areas offer curbside recycling alongside regular trash pickup. Recycling programmes vary by location, with some areas accepting single-stream recycling and others requiring separation of materials.

Internet

Internet service is almost never included in rent and is considered the tenant’s responsibility. Major providers include Comcast Xfinity, AT&T, Verizon, Spectrum, and Cox, although availability depends on your specific address. Urban areas typically have multiple options, but residents in rural areas may have to settle for what is available or rely on satellite internet.

Setting up internet usually requires scheduling an installation appointment, which can take anywhere from a few days to two weeks, depending on the provider’s availability.

Useful links

• Choose Energy: Compare Electricity and Gas
• EPA WaterSense
• EPA: Recycling Basics
• BroadbandNow: Find Internet Providers by Address