Cost of Living in Pakistan

The cost of living in Pakistan is extremely low compared to many other international destinations. The capital city, Islamabad, remains one of the most affordable cities in the world, and Karachi, the country’s largest city, also offers a low cost of living for expats.

Although Pakistan’s economic situation is improving, high inflation contributes to fluctuations in the cost of living. Nevertheless, expats earning a foreign salary or working in well-paid sectors can still enjoy a comfortable lifestyle in the country.

Cost of accommodation in Pakistan

As is the case in most expat destinations, accommodation is likely to be the most significant expense in your budget. If you are moving to a major city like Islamabad and Karachi, you will find various suitable housing options at different price points, depending on proximity to the city centre. The closer you live to the centre, the pricier your rental costs will be.

Still, you can find affordable housing anywhere in the country. Utilities are typically not included in the rental and will be an additional cost. Pakistan faces frequent power outages, and some areas have water supply issues, so you should also account for the cost of running generators and possibly securing alternative water supply.

Cost of transport in Pakistan

While getting around in Pakistan is very cheap, the public transport system lacks safety measures, and the roads can be quite dangerous. That said, bus and train fares are extremely affordable.

Fortunately, buying and maintaining a car is quite affordable in Pakistan. It’s also fairly common for employers to provide a car and driver as part of a relocation package, so you may not need to worry about transport while living in Pakistan.

Cost of groceries in Pakistan

Food is inexpensive in Pakistan. Groceries are cheap, and eating out – especially at local places – is also not costly. There are plenty of markets selling local produce, though you should ensure you wash food items carefully with clean water to prevent getting sick from the water.

Some of Pakistan’s most popular shops for affordable groceries include Imtiaz Supermarket and Metro Cash and Carry. If you have some more room in your budget, you can find high-quality groceries at Greenvalley Premium Hypermarket.

Cost of entertainment and eating out in Pakistan

Eating out in Pakistan is an adventurous, flavourful and affordable experience. Pakistan’s culinary scene offers everything from local fusion cuisine to Italian and Chinese cuisine. The country also has a strong street food culture, meaning you can get tasty portions at a low cost. If you prefer the finer things in life, you are not left behind, as plenty of restaurants offer fine dining experiences. Naturally, these cost slightly more.

Sport is a massive part of the country’s culture, and much of its entertainment centres around it. You can purchase tickets to cricket and soccer games at reasonable prices. Shopping is another favourite pastime in Pakistan, so you can have fun haggling with traders at one of the country’s many colourful bazaars.

Cost of healthcare in Pakistan

Healthcare in Pakistan’s major cities is generally adequate, but is poor or non-existent in rural areas. Fortunately, you’ll find that most expats moving to Pakistan for work will have access to private healthcare.

Most employers sponsor their employees’ health insurance, but if you do not have this luxury, you should purchase comprehensive private medical insurance with medical evacuation provisions. The cost for this will vary depending on lifestyle habits, age, and coverage level.

Cost of education in Pakistan

Schooling is free (and compulsory) for all children aged 5 to 16. That said, expat parents will find that the standard of education at public schools is considerably lacking. With this in mind, you’ll likely send your child to one of the international schools located in Islamabad, Karachi, or other main cities.

School fees for international schools can be pricey, and there may be additional costs for extras such as uniforms, stationery, extracurricular activities and school transport. While international schools are costly, their standard of teaching and facilities typically justify the cost.