Malta is known for its breathtaking natural landscapes and charming medieval architecture. The island country's best feature, though, is its warm and rich quality of life that attracts expats the world over. Be that as it may, just like any destination, living in Malta comes with advantages and downsides. 

Below is a list of pros and cons of moving to Malta.

Lifestyle in Malta

+ PRO: Awe-inspiring natural scenery

The Mediterranean islands are famed for their spectacular coastlines, stunning beaches and rugged landscapes. The island country is also a renowned film set thanks to its diverse and vibrant scenery. Malta is a scuba diving, snorkelling and canoeing haven, and expats can look forward to an exciting outdoor lifestyle.

+ PRO: Rich culture and history

Once occupied by powerful nations, Malta has a unique and vibrant culture. History and culture buffs will love the country, as it is home to some of the oldest temples in the world and beautiful Renaissance and Baroque architecture. Expats will always have something new to discover and explore.

Working in Malta

+ PRO: Stable job market

Malta is strategically located between the Middle East, Africa and Europe, making the island country an attractive choice for foreign investors. This has created a robust job market with plenty of employment opportunities in the online gaming, film production, manufacturing and logistics industries. 

- CON: Difficult for non-EU citizens to obtain a work permit

While it is fairly easy for EU citizens to live and work in Malta, non-EU citizens may experience some challenges acquiring a work permit. The requirements for securing a work permit for nationals from outside Europe include possessing scarce skills and landing a role in an industry experiencing labour shortages.

Accommodation in Malta

+ PRO: Most accommodation is furnished or semi-furnished

Accommodation in Malta comes in many forms, including apartments, maisonettes, villas and townhouses. The commonality between them is that rentals come furnished, significantly reducing moving costs. 

- CON: Housing standards are varied

While the older Maltese townhouses and houses of character may be charming and architectural, their interiors can be outdated and might require some maintenance.

Getting around in Malta

+ PRO: Extensive and reliable public transport

Owing to its small size, Malta boasts an efficient and extensive bus network on the larger islands of Valletta and Gozo. Taxis and ride-hailing services are also abundant and reliable. 

- CON: Aggressive driving 

The Maltese have a reputation for being erratic drivers, making driving in the country a brave yet dangerous choice for expats. Those who intend to get behind the wheel are encouraged to drive defensively.

Cost of living in Malta

+ PRO: Relatively affordable housing 

Compared to other European countries, Malta has affordable housing options. Expats will get more bang for their buck in the island nation, especially outside the city centres, where prices tend to be lower. This is changing, however, as Malta’s expat population grows and drives up the demand for housing. 

+ PRO: Local produce and restaurants are fairly cheap

Expats’ cost of living in Malta will largely depend on their preferences. Fresh local produce is available from roadside markets at a low cost. Expats can also enjoy delicious Mediterranean cuisine at moderate prices in local restaurants. 

+ PRO: Reasonable healthcare costs

Malta is one of Europe’s top healthcare destinations and offers excellent facilities and highly skilled practitioners. Healthcare services in the country are well-priced with short waiting times.  

- CON: International and independent schools are expensive

While Malta offers free education for all children between six and 16, most state schools teach in Maltese. This may be a barrier for older expat children, leaving costly independent or international schools as the only option.

Climate in Malta

+ PRO: Great weather year-round 

As a subtropical Mediterranean oasis, Malta enjoys hot summers and mild winters, meaning the weather is warm throughout the year.

Culture shock in Malta

+ PRO: Strong family values

Malta has a small-town community feel with a culture centred around the importance of family. This environment can make settling in an easier task.

- CON: Basic knowledge of Maltese is key for building relationships

Expats will certainly enjoy a full life in Malta without learning to speak Maltese. That said, expats who value integrating into their new community should learn some Maltese. Learning even basic phrases can help bridge the cultural barrier.

Expat Health Insurance

Cigna Health Insurance

Cigna Global Health Insurance.

Moving your family abroad can be intimidating, but learning about medical options such as family health insurance early on can help you settle successfully.

  • Comprehensive Family coverage, wherever you go
  • Paediatric coverage for well-child visits & immunizations
  • Access to dental and orthodontic care
  • 24/7 multilingual Customer Service

Get a quote from Cigna Global

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