Cost of Living in Rotterdam

Generally speaking, the Netherlands is on the lower end of the price scale than neighbouring Western European countries. While some parts of the country can be expensive, Rotterdam’s cost of living is comparatively low. The city also offers a good quality of life without the high price tag attached to cities such as Amsterdam.

Cost of accommodation in Rotterdam

While accommodation is likely to take up the most significant portion of your income, rental prices in Rotterdam are reasonable and are typically lower than those in other major Dutch cities such as Amsterdam and The Hague. As Rotterdam grows, though, prices rise, so it’s a good idea for you to do some research to find a suitable deal.

In addition to rental prices, you must also consider utilities, which are typically charged over and above the monthly rental fee. Electricity prices in the Netherlands are fairly high, so you must budget for this and other utilities carefully.

Cost of transport in Rotterdam

Cars in the Netherlands are expensive, but with cycling being such a popular form of transport, you’ll likely find driving unnecessary. Apart from the once-off expense of purchasing a reliable bicycle, costs are minimal. Rotterdam is a small city and, like most of the Netherlands, has extensive cycling infrastructure in place.

On rainy days, you can use Rotterdam’s well-integrated public transport system, comprised of the metro, trams, and buses. Buying individual tickets can be pricey, but using a travel card considerably lowers costs.

Cost of groceries in Rotterdam

When it comes to groceries, Rotterdam offers a good balance between quality and affordability. There’s a wide range of supermarkets available throughout the city, catering to different budget levels. From budget-friendly shops such as Lidl and Aldi to more premium supermarkets like Albert Heijn, there’s something to suit every pocket.

Markets also offer a selection of fresh produce, often at lower prices. Bulk buying and shopping seasonally can also bring significant savings, making Rotterdam an attractive option for those conscious about their grocery bills.

Cost of entertainment and eating out in Rotterdam

Rotterdam’s entertainment scene is thriving, providing various options for every budget. The city is renowned for its diverse food culture, with dining options ranging from affordable street food and local bistros to high-end gourmet restaurants. Happy hours in local bars offer deals on drinks, while various budget-friendly eateries make eating out more affordable. Even in the city centre, reasonably priced restaurants can be found with some exploration.

The cost of cultural entertainment is also reasonable. Museums, art galleries and theatre tickets are typically cheaper than in other major European cities. Furthermore, Rotterdam has an array of free or low-cost events throughout the year, including music festivals, art exhibitions and cultural festivities, allowing you to immerse yourself in the local culture without breaking the bank.

Cost of education in Rotterdam

Public education in the Netherlands is largely free, and some government schools even offer services for international students, such as bilingual classes, language integration programmes or international sections. This does come at an extra cost for parents, but the Dutch government subsidises fees, so they are still well below those charged by private international schools.

When considering the cost of education, extra expenses such as school trips, uniforms, textbooks, and materials must also be factored in. Although these costs are generally lower in public schools, they can add up, particularly for families with multiple children. Therefore, it’s worth doing a comprehensive financial assessment before choosing the most suitable education pathway.

Cost of healthcare in Rotterdam

While the quality of healthcare in the Netherlands is excellent, costs are relatively high compared to other Western European countries. You are legally required to purchase a Dutch health insurance policy once you start working in the Netherlands and are registered at your local municipality. Monthly payments vary based on the insurance package.

It’s also worth noting that there is an annual deductible, known as ‘eigen risico’, which is the amount patients must pay out-of-pocket before their health insurance starts covering the costs. This can lead to unexpected healthcare expenses. However, many healthcare providers have direct billing agreements with insurance companies, which means you only need to pay the deductible amount rather than the full cost upfront.