- Download our Moving to the Netherlands Guide (PDF)
You have several options when it comes to accommodation in the Netherlands. The country is known for being tolerant and cosmopolitan, and in large cities, dozens of cultures live side by side, so it’s common to find people from all over the world living and working together in different areas.
The state of housing in the Netherlands is generally good due to strict environmental and construction regulations. Still, when buying or renting older houses, it’s wise to check for damages. Many people enlist the help of a consultant familiar with construction and building. Be aware that housing here may feel more compact than you’re used to.
Types of accommodation in the Netherlands
The Netherlands offers a wide range of housing, including standalone, semi-detached, and terraced houses, as well as apartments ranging from small studio units to larger multi-bedroom flats. The Dutch housing market distinguishes between social and private housing, each catering to different needs.
If your income falls below a certain threshold, you can apply for social housing, which offers capped rents and regulated annual increases. Housing associations operate in various regions, requiring you to register and obtain a housing permit through the appropriate municipality. Guidelines and eligibility criteria vary, so it’s important to check specifics for your area.
Apartments
Apartments are the most common accommodation in major cities, typically close to public transport links. Self-contained flats are popular, but shared apartments are also a common choice, particularly among students and young professionals. Sharing often means communal living spaces and private bedrooms, making it a cost-effective option.
Houses
If you value space and privacy, you might consider a house. Options include standalone, semi-detached, or terraced houses, often with gardens. Suburban and rural locations offer more affordable prices, making them attractive to families and those seeking tranquillity. Family-friendly neighbourhoods like Oud-West in Amsterdam or Hillegersberg in Rotterdam combine convenience and charm.
House shares are another option for saving on costs, especially if you’re living with colleagues or friends. These arrangements often include shared communal areas, providing a balance of privacy and affordability.
Furnished vs unfurnished
Serviced apartments provide an alternative, combining the comforts of home with amenities like gyms, WiFi, and weekly cleaning services. These are ideal for short-term stays but have higher rental costs than traditional apartments. Newer complexes often feature sustainable technologies like energy-efficient appliances and community spaces such as coworking areas or rooftop gardens.
Many rental houses in the Netherlands come unfurnished. This means you’ll need to budget for buying or shipping furniture. Renting furniture can be a practical solution if you’re staying for a short period.
Second-hand furniture is widely available through online marketplaces like Marktplaats or Facebook Marketplace, as well as thrift shops. If you want to make decorative changes like painting walls, always check with your landlord beforehand to avoid any issues when moving out.
Bringing your own furniture into the country? Check Shipping and Removals in the Netherlands.
Short lets
Short-term leases are available but in high demand, especially in cities like Amsterdam, Rotterdam, and The Hague. City-centre housing can be expensive, so considering suburban areas might provide more affordable options.
Ensure that short-let agreements meet legal requirements. Leases often specify duration limits and may involve additional fees, such as tourist taxes in certain municipalities.
Useful links
Finding accommodation in the Netherlands
One of the best ways to find housing is through word of mouth. Networking with colleagues, friends, or local contacts can lead to opportunities that aren’t publicly advertised. If you don’t have connections, online platforms and relocation firms are priceless resources.
Popular property portals like IamExpat Media, Engel & Völkers, and Pararius offer extensive listings. These platforms allow you to filter properties based on location, size, and budget, giving you complete control over your search. They’re instrumental if you’re comfortable managing the process independently.
Real estate agents provide tailored services, including property searches, negotiations, and paperwork management. Their local market knowledge can be invaluable, particularly in competitive areas. Be aware that agency services typically come with a fee, often equivalent to a month’s rent.
Useful links
Renting accommodation in the Netherlands
Renting accommodation in the Netherlands can feel like navigating a maze, especially with the competitive market and documentation requirements. Confirm exactly what is included in your rental agreement to avoid surprises.
Making an application
To rent accommodation in the Netherlands, you need to provide your citizen service number, known as a BSN (burgerservicenummer). If you are working in the Netherlands, you may also need your employment contract. Students often use a bank statement as a credit guarantee.
If you’re new to the country, obtaining a BSN is a necessary step. Expats staying longer than four months must register with their local municipality to be added to the Personal Records Database (BRP). Those staying shorter can register in the Non-residents Records Database (RNI).
Leases
Rental agreements in the Netherlands come in two main types: fixed-period and indefinite contracts. Fixed-period contracts lock you in for a minimum of 6 to 12 months but may allow early termination if specified in the agreement. Indefinite contracts, on the other hand, offer open-ended terms with more flexibility as long as you adhere to the notice period.
Look for essential clauses, such as diplomatic or break clauses, which provide flexibility. Always request a written contract that outlines key details like rent, notice periods, and rules on pets or smoking. Verbal agreements, while legally valid, are harder to enforce.
Deposits
Deposits usually range from one to three months’ rent. They are returned when you move out, provided the property is in good condition. To avoid disputes, ensure you receive an inspection list and inventory when you move in. These documents should detail the property’s condition and any included furniture.
Before moving out, expect at least two inspections from your landlord or agent. These checks ensure everything is in order and help prevent issues with getting your deposit back. Landlords may withhold deposits for unpaid rent, cleaning costs, or property damage, so ensure you leave the property in the condition you found it.
If disputes arise, send a written request to the landlord. If unresolved, consider mediation or arbitration. For unresolved cases involving smaller amounts, you can turn to the sub-district court (kantonrechter).
Terminating the lease
Terminating your lease requires adherence to the notice period specified in your rental agreement. Fixed-term contracts may need mutual agreement or adherence to a termination clause. Indefinite contracts are more flexible but still require proper notice.
Utilities in the Netherlands
Utilities are often an additional expense, so it’s wise to clarify what’s covered in your rent. While landlords typically handle general maintenance and property insurance, tenants are responsible for their utility bills.
Electricity and gas
The Netherlands has a privatised energy market, so you can choose your electricity and gas suppliers in the Netherlands. Popular providers include Essent, Greenchoice, and Engie. To compare rates, use tools like Energievergelijk.nl or EasySwitch.nl. Input your postal code and energy usage to find the best options.
If sustainability matters to you, consider providers offering 100 percent green energy options.
Water
Water services are managed regionally, so you’ll need to register with the appropriate provider when you move in. Residents cannot pick their supplier. Identify your designated company through your local municipal resources.
To register, contact your supplier with your personal details, address, move-in date, and a water meter reading. Timely registration ensures accurate billing and uninterrupted service.
Bins and recycling
Waste management is organised by local municipalities. Familiarise yourself with collection schedules and recycling rules in your area. Many municipalities offer organic waste collection, and some provide communal composting facilities. Home composting setups are also supported in some regions.
Incorrect waste disposal can lead to fines, so follow local guidelines. Staying informed through municipal websites is the best way to keep up-to-date.
Internet
Reliable internet is essential, whether for staying in touch or working remotely. Popular providers include KPN, Ziggo, and T-Mobile Thuis, offering fibre-optic and DSL connections. For remote workers, high upload speeds and responsive customer support are key factors to consider.
Fibre-optic connections offer the best speeds and reliability, particularly for video conferencing and large file uploads. Check if your property already has connectivity or arrange installation as needed.
Find out more about Keeping in Touch in the Netherlands.
Useful links
Buying property in the Netherlands
Given the already high cost of living and annual rental increases, buying a place in the Netherlands can seem quite attractive to expats who wish to relocate for the long term.
It's important to use a real estate agent when buying a house in the Netherlands. They have the best information, and know the local areas and price rates. It’s also possible to buy a house directly from the owner. In this case, it isn't necessary to pay the agent’s fees, which can save thousands of euros.
Whether a bank will offer a mortgage depends on the bank and the expat's nationality, type of employment and income. It's best to check all options before seriously starting to look for a home to buy in the Netherlands. For instance, some banks only offer mortgages to European Union citizens or those who have been a Dutch resident for at least three years. Other banks might be more willing to grant a loan to foreigners.
Expats should research as much as possible by visiting the websites of Dutch banks and speaking to real estate agents.
What do expats say about finding accommodation in the Netherlands?
"My suggestion is to use a realtor, have a lot of funds because it isn't cheap and give more than three months' time for the search. I was in the same boat for a few months but you must hustle to get something."
Read more of American Monique's advice on the standard of housing in her expat interview about living in the Netherlands.
"We managed to find a great newly built house in this part of Haarlem, near all facilities and amenities, including the convenience of public transportation and motorways."
Find out about Lisa's experience of finding housing in Haarlem in her expat interview about the Netherlands.
Further reading
►Read our list of FAQs about the Netherlands for answers to burning questions
►See Areas and Suburbs in Amsterdam to learn more about where to live in the capital city
Photo credits: Amsterdam by Michal B on Unsplash.
Are you an expat living in The Netherlands?
Expat Arrivals is looking for locals to contribute to this guide, and answer forum questions from others planning their move to The Netherlands. Please contact us if you'd like to contribute.
Expat Health Insurance
Cigna Global Health Insurance
Moving your family abroad can be intimidating, but learning about medical options such as family health insurance early on can help you successfully settle in.
Limited-time offer: 10%* off for life!
Get covered today and enjoy 10%* off your health insurance policy!
*T&Cs apply
Moving Internationally?
International Movers. Get Quotes. Compare Prices.
Sirelo has a network of more than 500 international removal companies that can move your furniture and possessions to your new home. By filling in a form, you’ll get up to 5 quotes from recommended movers. This service is free of charge and will help you select an international moving company that suits your needs and budget.
Get your free no-obligation quotes from select removal companies now!