The cost of living in Auckland is fairly high compared to some other cities in the region. While not as expensive as some of the world’s major financial hubs, Auckland remains one of the pricier locations in New Zealand, particularly when it comes to accommodation and daily expenses.
New Zealand’s food prices are higher than what some expats may be used to, and housing costs have risen significantly in recent years, especially as more expats choose to settle in Auckland.
Fortunately, the competitive salaries offered in this economic hub help to offset the high cost of living. Additionally, Auckland’s excellent quality of life and safety make the expenses more manageable for many expats.
Cost of accommodation in Auckland
Accommodation is likely to be the highest expense for anyone moving to Auckland. Rental prices in any city centre tend to be pricier than those in the suburbs, and as a hive of economic activity, Auckland is known for having some of the highest rental prices in New Zealand.
It can also be challenging for expats to find suitable accommodation due to the soaring demand for properties in the city. That said, various online platforms and real estate agents are available to help with the search.
It’s worth noting that utilities are largely not included in the rental price of a property, so you should budget accordingly. While the cost of accommodation may be hefty, Auckland offers spacious living spaces that provide good value for money. When searching for a rental property, consider factors such as proximity to public transport, safety, and access to amenities.
Cost of groceries in Auckland
The cost of groceries in Auckland can be a significant expense. As an island country, New Zealand is relatively remote, and many products must be imported, driving up prices. You can manage your shopping budget by purchasing locally grown or produced goods and taking advantage of special offers commonly run at supermarkets and convenience stores.
To save money, compare prices between different stores and shop around for the best deals. Additionally, purchasing in-season produce can be a cost-effective way to eat healthily while keeping within a budget.
Cost of transport in Auckland
Getting around in Auckland can be affordable, especially when using public transport. The city has a reliable public transport system that includes buses, trains, and ferries. Most forms of public transport offer reasonably priced fares. Monthly and annual transport passes are also available, which can save money on transport expenses.
While car prices in Auckland may be relatively inexpensive, expats should consider ownership costs, such as petrol, insurance, and maintenance. Expats living in the city centre where public transport is readily available may find it largely unnecessary to buy a car. On the other hand, for expats with families or those who travel regularly for work, owning a vehicle may be more convenient.
Cost of entertainment and eating out in Auckland
Auckland offers various entertainment options, including museums, galleries and theatres, as well as numerous outdoor activities such as hiking, beaches and parks. While attending concerts or shows can be pricey, there are many free or low-cost activities available. For example, many museums and galleries offer free entry, and Auckland’s parks and beaches can be accessed at no cost.
Eating out in Auckland can be fairly costly, but affordable options can be found too, especially if you’re willing to explore the city’s different neighbourhoods. Auckland is known for its diverse culinary scene, reflecting the city’s multicultural population. From street food to high-end restaurants, Auckland offers something for every budget and palate.
Many restaurants and cafés also offer special deals and discounts, particularly during the off-peak season, which can help reduce the cost of eating out in Auckland. Overall, while entertainment and eating out can be expensive, expats can still enjoy many activities and experiences in Auckland without breaking the bank.
Cost of education in Auckland
Auckland offers a range of options for expats looking to enrol their children in schools. Public schools in New Zealand are generally exceptional and are free for citizens, permanent residents and dependent child student visa holders. Expats considering enrolling their children in public schools should research the school zoning system to ensure that they choose a school within their catchment area.
Private and international schools are also available in Auckland but can be steeper than public schools. Tuition fees for private and international schools can vary widely, depending on the school and the child’s age.
Many private and international schools also charge additional fees for activities and materials, such as textbooks, uniforms, and extracurriculars. Expats who are considering enrolling their children in private or international schools should research the institutions thoroughly to ensure they select a school that is a good fit for their budget and their children’s needs.
Cost of healthcare in Auckland
New Zealand has a public healthcare system that provides free or low-cost medical care to citizens, work visa holders and permanent residents. Expats who do not fall into these categories will need to pay for medical treatment. Private healthcare is available in Auckland and is often of impeccable standard but is typically pricey.
Expats should consider purchasing health insurance to help cover the cost of medical treatment, especially if they’re not yet permanent residents. Health insurance policies in New Zealand can vary widely, so expats should shop around to find a policy that suits their needs and budget.
Cost of living in Auckland chart
Note that prices may vary depending on the product and service provider. The list below shows average prices in Auckland in February 2025.
Accommodation (monthly rent) | |
Three-bedroom apartment in the city centre | NZD 4,100 |
Three-bedroom apartment outside the city centre | NZD 3,200 |
One-bedroom apartment in the city centre | NZD 2,100 |
One-bedroom apartment outside the city centre | NZD 1,900 |
Food and drink | |
Dozen eggs | NZD 12 |
Milk (1 litre) | NZD 3 |
Rice (1kg) | NZD 3.40 |
Loaf of white bread | NZD 3.60 |
Chicken breasts (1kg) | NZD 16.50 |
Pack of cigarettes (Marlboro) | NZD 41 |
Eating out | |
Three-course meal for two at a mid-range restaurant | NZD 135 |
Big Mac Meal | NZD 15 |
Coca-Cola (330ml) | NZD 3.70 |
Cappuccino | NZD 5.80 |
Bottle of beer (local) | NZD 12 |
Utilities/household | |
Mobile phone monthly plan with calls and data | NZD 53 |
Internet (uncapped ADSL or cable – average per month) | NZD 84 |
Basic utilities (average per month for a standard household) | NZD 240 |
Transportation | |
Taxi rate/km | NZD 3.50 |
City-centre public transport fare | NZD 4.50 |
Gasoline (per litre) | NZD 2.80 |
What do expats say about Auckland's cost of living?
"We haven’t had a chance to compare the cost of living properly but without a doubt food (more so in the winter), electricity/Internet and rent are more expensive here. But then we don’t have to pay for council tax or a TV licence and fuel is cheaper in New Zealand. In fact, so is car insurance considering we are living in the busiest and largest city in New Zealand it is still cheaper than back home!"
Learn more about moving to Auckland in our interview with British expats Dawn and Isaac.
Further reading
►For more on housing matters, see Accommodation in Auckland
Are you an expat living in Auckland?
Expat Arrivals is looking for locals to contribute to this guide, and answer forum questions from others planning their move to Auckland. Please contact us if you'd like to contribute.
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