New Zealand is a stunning country located in the southwestern Pacific Ocean, consisting of the North and South Islands and several smaller islands. It boasts breathtaking landscapes that vary from snow-capped mountains, rugged coastlines, pristine lakes and lush forests, along with unique flora and fauna such as the Kiwi bird.

Despite its remote location, New Zealand offers a high quality of life, with well-developed healthcare and education systems, low crime rates and a friendly culture. The country also provides ample opportunities for outdoor activities, making it an attractive destination for tourists and expats alike.

While expats may earn lower income levels compared to the US or the UK, the lower cost of living, particularly in terms of healthcare and education, offsets this difference. New Zealand also provides social services and safety nets to ensure all residents can access essential services such as healthcare, education, and affordable housing. The country's progressive tax system places the burden on higher earners, contributing to reducing income inequality.

Living in New Zealand as an expat

While the country lacks the economic might of larger countries, it has a growing economy and a positive outlook. As a result, there are plenty of job opportunities for expats with initiative, energy and optimism. The New Zealand government welcomes prospective expats in a range of industries, provided that they have the skills and experience to benefit the local economy.

New Zealand’s transport infrastructure is well-developed and easily used. Most cities have a public bus network, all major cities are linked by rail, and a regular ferry service connects the North and South Islands.

One downside to life in New Zealand is that seismic activity is a reality, and residents experience around 200 felt earthquakes a year. Thankfully, only two earthquakes in the last century have caused significant losses, and houses in New Zealand are better equipped to handle earthquakes. Local accommodation does, however, have a reputation for poor insulation and residents tend to dress warmly rather than warm their homes, which can take some adjusting to.

Cost of living in New Zealand

The cost of living in New Zealand is high, especially in cities such as Auckland, which is the commercial centre of the country and where the majority of the population lives. Accommodation is expensive and, due to high import costs, so are groceries and general goods that are not locally produced. Despite this high cost of living, people in New Zealand enjoy high living standards.

Families and children in New Zealand

Moving to New Zealand with family is especially popular with expats who want a fresh start and a better work-life balance. New arrivals are especially attracted by the good state-sponsored healthcare, low crime rates, a society that values children and the environment, and high-quality public education.

Climate in New Zealand

Known to its Maori inhabitants as Aotearoa, which means “Land of the Long White Cloud”, the country gets its share of cold and rainy weather. That said, expats will be relieved to know that the country usually does get more sunshine than most European countries.

Expats who commit to their new home and are suited to the laid-back, outdoorsy lifestyle it offers will find that New Zealand has the potential to be an ideal expat destination.

Fast facts

Population: About 5.1 million

Capital city: Wellington

Other major cities: Auckland (largest city), Christchurch and Hamilton

Neighbouring countries: While New Zealand has no direct neighbours, Australia is situated to the northwest, while Tonga and Fiji are two of the most prominent island countries to the north of New Zealand.

Geography: New Zealand is made up of two main islands (the North and South Islands) and several smaller islands. New Zealand's climate varies from cold and wet to subtropical in some areas. Much of the country's terrain is mountainous. The landscape is very dramatic, and volcanoes can be found on the South Island.

Political system: New Zealand is a parliamentary democracy under a constitutional monarchy in which the British monarch is the head of state, as represented by the Governor-General. The head of government is the Prime Minister.

Major religions: Christianity

Main languages: English, Maori and New Zealand Sign Language

Money: The official currency is the New Zealand Dollar (NZD), which is divided into 100 cents. It is relatively easy for expats to open a bank account provided they have proof of address and identification. ATMs and internet banking are widely available.

Tipping: New Zealand's tipping culture is based on merit, and tipping is not expected. A 10 percent tip can be added in appreciation of excellent service.

Time: GMT+12 (GMT+13 from the last Sunday in September to the first Sunday in April)

Electricity: 230 volts, 50 Hz. 'Type I' three-pin flat-blade plugs are used.

Internet domain: .nz

International dialling code: +64

Emergency contacts: 111

Transport and driving: Cars in New Zealand drive on the left-hand side. Travel between the North and South Islands is usually by ferry. Bus services are the main mode of transport in most cities, while local rail services operate in Auckland and Wellington. Long-distance travel is done by trains, buses and domestic air flights.

Expat Health Insurance

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If you’re thinking about taking out private health insurance, our trusted partner Cigna Global is very aware of all the difficulties that expats can face when it comes to healthcare in a new location, so they have created a range of international health insurance plans specifically designed for expats, which you can tailor exactly to the needs and ensure access to quality care for you and your family.

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