Malta is known for its breathtaking natural landscapes and charming medieval architecture. The island country's best feature, though, is its warm and rich quality of life that attracts expats the world over. Be that as it may, just like any destination, living in Malta comes with advantages and downsides. 

Below is a list of the pros and cons of moving to Malta.


Lifestyle in Malta

Lifestyle in Malta

+ PRO: Awe-inspiring natural scenery

The Mediterranean islands are famed for their spectacular coastlines, stunning beaches and rugged landscapes. The island country is also a renowned film set thanks to its diverse and vibrant scenery. Malta is a scuba diving, snorkelling and canoeing haven, and expats can look forward to an exciting outdoor lifestyle.

+ PRO: Rich culture and history

Once occupied by powerful nations, Malta has a unique and vibrant culture. History and culture buffs will love the country, as it is home to some of the oldest temples in the world and beautiful Renaissance and Baroque architecture. Expats will always have something new to discover and explore.

Local Culture in Malta


Working in Malta

Working in Malta

+ PRO: Stable job market

Malta is strategically located between the Middle East, Africa, and Europe, making the island country an attractive choice for foreign investors. This has created a robust job market with plenty of employment opportunities in the online gaming, film production, manufacturing, and logistics industries.

Finding a Job in Malta

- CON: Difficult for non-EU citizens to obtain a work permit

While it is fairly easy for EU citizens to live and work in Malta, non-EU citizens may experience some challenges securing a work permit. The requirements for obtaining a work permit for nationals from outside Europe include possessing scarce skills and landing a role in an industry experiencing labour shortages.

Getting a Work Permit for Malta


Accommodation in Malta

+ PRO: Most accommodation is furnished or semi-furnished

Accommodation in Malta comes in many forms, including apartments, maisonettes, villas and townhouses. The commonality between them is that rentals come furnished, significantly reducing moving costs.

Renting Accommodation in Malta

- CON: Housing standards are varied

While the older Maltese townhouses and houses of character may be charming and architectural, their interiors may be outdated and require some maintenance.


Getting around in Malta

+ PRO: Extensive and reliable public transport

Owing to its small size, Malta boasts an efficient and extensive bus network on the larger islands of Valletta and Gozo. Taxis and ride-hailing services are also abundant and reliable.

- CON: Unpredictable local driving style 

The Maltese have a reputation for being erratic drivers, making driving in the country a brave yet dangerous choice for expats. Those who intend to get behind the wheel are encouraged to drive defensively.

Public Transport and Driving in Malta


Cost of living in Malta

Cost of living in Malta

+ PRO: Relatively affordable housing 

Compared to other European countries, Malta has affordable housing options. Expats will get more bang for their buck in the island nation, especially outside the city centres, where prices tend to be lower. This is changing, however, as Malta’s expat population grows and drives up the demand for housing. 

Cost of Living in Malta

+ PRO: Local produce and restaurants are fairly cheap

The cost of living in Malta will largely depend on your preferences, especially when it comes to grocery shopping and eating out. Fresh local produce is available from roadside markets at a low cost, and you can also enjoy delicious Mediterranean cuisine at moderate prices in local restaurants. 

+ PRO: Reasonable healthcare costs

Malta is one of Europe’s top healthcare destinations and offers excellent facilities and highly skilled practitioners. Healthcare services in the country are well priced and have short waiting times. 

Medical Care and Health Insurance in Malta

- CON: International and independent schools are expensive

While Malta offers free education for all children between six and 16, most state schools teach in Maltese. This may be a barrier for older expat children, leaving costly independent or international schools as the only option.

Education and Schools in Malta


Climate in Malta

Malta cityscape and bay

+ PRO: Great weather year-round 

As a subtropical Mediterranean oasis, Malta enjoys hot summers and mild winters, meaning the weather is warm throughout the year.

Climate Chart for Malta


Local culture in Malta

- CON: Basic knowledge of Maltese is key for building relationships

You can certainly enjoy a full life in Malta without learning to speak Maltese. That said, if you value integrating into your new community, you should learn the local language. Learning even basic phrases can help bridge the cultural barrier.

+ PRO: Strong family values

Malta has a small-town community feel and a culture centred around the importance of family. This environment can make settling in easier.

Expat Health Insurance

Cigna Health Insurance

Cigna Global Health Insurance

Moving your family abroad is an exciting time, but for peace of mind you should make sure you get health insurance for you and your family. Cigna gives you access to the best health professionals in your destination, and has a Multilingual Customer Care team that you can call 24/7.

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