Healthcare in Montreal is of an excellent standard, and expats will have access to first-class doctors and facilities in the city.

The language barrier won't be much of a concern either, as most doctors in Montreal are multilingual.

Health insurance in Montreal

Universal healthcare in Canada means all residents receive free or low-cost medical care, though expats should note that each province’s healthcare system differs slightly.

In Quebec, the system is administered by the Régie de l'assurance maladie du Québec (RAMQ). Under the RAMQ, most expats who live in the region qualify for subsidised healthcare. However, expats with employer-specific work permits valid for less than six months will likely be ineligible. We recommend expats visit the official RAMQ website to determine their eligibility.

To receive subsidised healthcare in Montreal, expats must first register with RAMQ and receive a medical insurance card. It’s important to note that there is then a three-month waiting period, during which expats should take out private health insurance. The exceptions to this are cases of pregnancy, childbirth, victims of violence and patients with infectious diseases, which pose a danger to public health.

Expats from countries with a healthcare agreement with Quebec will also be exempt from the waiting period. These countries include Belgium, Denmark, Finland, France, Greece, Luxembourg, Norway, Portugal, Romania, Serbia and Sweden.

In addition to regular health insurance, it is required for every resident of Quebec to have prescription drug insurance, as the province’s universal healthcare system does not cover this. Expats can choose between taking out public or private prescription drug insurance through RAMQ or a policy arranged by their employer.

Hospitals in Montreal

Below are some of the most prominent hospitals in Montreal.

Centre Hospitalier de l'Université de Montréal

Address: 1000 Rue Saint-Denis

Centre Hospitalier Universitaire Sainte-Justine

Address: 3175 Chemin de la Côte-Sainte-Catherine

Hôpital de Réadaptation Villa Medica

Address: 225 Rue Sherbrooke Est

Hôpital Marie-Clarac

Address: 3530 Boulevard Gouin E

Institut Universitaire en Santé Mentale de Montréal

Address: 7401 Rue Hochelaga

Expat Health Insurance

Cigna Health Insurance

Cigna Global Health Insurance.

Moving your family abroad can be intimidating, but learning about medical options such as family health insurance early on can help you settle successfully.

  • Comprehensive Family coverage, wherever you go
  • Paediatric coverage for well-child visits & immunizations
  • Access to dental and orthodontic care
  • 24/7 multilingual Customer Service

Get a quote from Cigna Global (10% off family health plans in June)

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