Canadian healthcare is first class and medical care in Waterloo, as in the rest of the country, is largely funded by the national health insurance system.

Waterloo falls under the Ontario Health Insurance Plan (OHIP), which extends coverage to all residents of the Ontario Province at a monthly premium (automatically deducted from a person's salary in tax) and covers doctors, specialists and all necessary medical surgery. Co-pays are extremely low or non-existent. Unfortunately, only expats who have residence permits are eligible to take advantage of the tax-funded health insurance system, so those who don’t will need to rely on private health insurance coverage to fund any medical needs.  

Regardless of how payment is made, though, the doctors in Ontario are highly educated and medical staff are very competent, so expats can rest assured they will be well taken care of in Canadian hospitals. 

Hospitals in Waterloo

Below are two of the most prominent hospitals in Waterloo:


St Mary’s General Hospital

Address: 911 Queen’s Boulevard, Kitchener


Grand River Hospital

Address: 835 King Street West, Kitchener

Expat Health Insurance


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