Cost of Living in Ho Chi Minh City

The cost of living in Ho Chi Minh City encompasses everything from accommodation to entertainment, making it an appealing choice for many expats. Compared to Western countries, the city remains affordable, with expenses often lower than those in Hanoi.

If you’re from North America or the UK, you can generally maintain your standard of living or even enjoy a more luxurious lifestyle. That said, your lifestyle will significantly influence your monthly expenses.

Cost of accommodation in Ho Chi Minh City

The cost of accommodation in Ho Chi Minh City varies greatly depending on location, with popular expat areas like Thao Dien (District 2) and District 7 offering both budget and luxury housing. While rentals here are a fraction of Western costs, properties are typically more compact.

District 1 provides vibrant city life but can be pricier and more crowded, whereas District 3 offers a balance of affordability and modern conveniences. Lease terms range from six months to three years, with landlords usually requiring a deposit of one to three months’ rent.

Utilities such as electricity, water, and internet are separate from rent, and air conditioning costs can rise significantly during hotter months.

Accommodation in Ho Chi Minh City

Cost of transport in Ho Chi Minh City

The cost of transport in Ho Chi Minh City is relatively low, with affordable public transit, taxis, and ride-hailing services like Grab. While buses provide the cheapest option, many opt for taxis, with reputable companies such as Vinasun or Mai Linh ensuring reliable service.

Owning a motorbike is cost-effective, with second-hand options widely available. That said, traffic congestion and road safety concerns deter some from driving themselves. For eco-friendly and budget-conscious travellers, cycling is growing in popularity, especially in quieter areas like District 2.

Getting Around in Ho Chi Minh City

Cost of groceries in Ho Chi Minh City

The cost of groceries in Ho Chi Minh City largely depends on whether you buy local or imported products. Shopping at traditional wet markets such as Ben Thanh, Binh Tay, and Tan Dinh offers fresh, affordable produce, meats, and seafood.

Although imported items can be costly due to shipping and taxes, supermarkets like Co.op Mart, Lotte Mart, and Mega Market provide a mix of local and international goods. For speciality products, shops such as An Nam Gourmet cater to expats. Online grocery shopping is also a convenient option.

Cost of entertainment and eating out in Ho Chi Minh City

The cost of entertainment and eating out in Ho Chi Minh City is remarkably low, especially if you enjoy street food. Vendors offer delicious meals at budget-friendly prices, while mid-range restaurants serve international cuisine affordably. High-end establishments in District 1 cater to fine-dining enthusiasts.

For nightlife, District 1 has upscale bars and rooftop lounges, while District 3 and Thao Dien (District 2) offer relaxed local pubs and trendy expat hangouts. Budget-friendly entertainment includes cinemas, museums, parks, and cultural sites like the Notre-Dame Cathedral Basilica of Saigon.

Cost of education in Ho Chi Minh City

The cost of education in Ho Chi Minh City varies widely, with public schools offering minimal fees and international schools charging significantly more. Public education is affordable but comes with extra costs like uniforms and transport.

International schools such as ISHCMC provide globally recognised curricula and top-tier facilities. Many offer language support programmes and orientation services to help expat families integrate smoothly.

Schools and Education in Ho Chi Minh City 
International Schools in Ho Chi Minh City

Cost of healthcare in Ho Chi Minh City

The cost of healthcare in Ho Chi Minh City depends on whether you opt for public or private facilities. Public hospitals are affordable but often crowded, whereas private hospitals provide modern services and English-speaking staff.

Comprehensive health insurance is essential for accessing private healthcare, and many employers include it in their benefits package. While public hospitals are cost-effective for routine care, private facilities are preferred for specialised treatment.

Healthcare and Health Insurance in Ho Chi Minh City

Cost of living in Vietnam chart

Note that prices may vary depending on location and service provider, and the table below is based on average prices for Ho Chi Minh City in February 2025.