Cost of Living in Turkey

You may find the daily cost of living in Turkey surprisingly manageable compared to many other European destinations. The Turkish Lira isn’t the strongest currency, so you can stretch your budget further if you earn in pounds or dollars. That’s especially true in popular coastal resorts or thriving metropolitan areas.

Istanbul, the biggest hub for newcomers, tends to be the priciest city in Turkey. Its living costs are still lower than in several major European centres. Ankara, the country’s capital, is easier on your wallet if your priority is saving money rather than living on the edge of the Bosphorus.

Like anywhere, your lifestyle and location have the biggest impact on your expenses. Rural villages will cost you less, while high-end imported items or luxe surroundings can pile on the bills.

Cost of accommodation in Turkey

The cost of accommodation in Turkey can be quite favourable compared to the US or UK. You’ll find everything from luxurious villas perched atop scenic hills to minimalistic apartments offering the bare essentials. Many people weigh up whether it’s better to buy or rent when they relocate here.

Buying property typically involves a heftier investment, especially once you factor in legal fees, taxes, and any renovation costs. Renting offers more wiggle room because you’ll often only need a security deposit (usually one or two months’ rent) and a signed lease agreement. It’s common practice to have the agreement notarised, which adds an extra layer of legal security.

When you’re ready to search for a place, try to find a reliable real estate agent by checking credentials with local industry associations. Recommendations from friends or expat forums can also help you avoid wild goose chases. Comparing listings on popular property websites is another great way to get a sense of the going rates and available stock.

Renting Accommodation and Utilities in Turkey

Cost of transport in Turkey

The cost of transport in Turkey is exceptionally low compared to many Western countries. Buses with affordable flat fares remain the backbone of travel in most cities, and dolmuş (shared minibuses) help you hop short distances cheaply. Routes and schedules frequently change, so it’s wise to follow city transport websites or social media updates to stay in the loop.

If you plan to drive, you’ll be cruising on the right-hand side of the road. Several major highways use an electronic toll system called HGS, which relies on stickers or devices attached to your windscreen. Parking rules also vary by city. Many places don’t have traditional parking meters, so attendants usually charge fees for designated spots.

Ride-sharing apps now sit shoulder-to-shoulder with traditional taxis in big cities. Taxis run on meters, and rates shift depending on location and time of day. Apps can be a godsend if you prefer seeing a fare estimate upfront, and the convenience of digital payments can spare you a few awkward moments counting out change.

Public Transport and Driving in Turkey

Cost of groceries in Turkey

The cost of groceries in Turkey depends largely on where and how you shop. Local markets remain a staple for fresh, seasonal produce at bargain prices. These vibrant bazaars allow you to buy fruits, vegetables, cheeses, and spices directly from farmers. Many cities have well-known markets, such as the Fatih Çarşamba Pazarı in Istanbul, where you can find high-quality goods at lower prices than in supermarkets.

Before making a purchase, it’s worth strolling through the market to compare prices and quality. Many vendors offer similar products, but the freshest and best-priced items often sell out early in the day. Towards closing time, some sellers drop their prices to clear stock, so shopping late can also be a budget-friendly strategy.

If you prefer the convenience of modern supermarkets, you’ll find a mix of local and imported products. While Turkish staples are generally affordable, international brands and speciality items come at a premium.

Grocery delivery services are becoming more widespread, particularly in larger cities. Apps like Getir allow you to order essentials straight to your door, but be mindful of delivery fees and potential markups compared to in-person shopping.

One unexpected cost for many expats is bottled water. While tap water is safe to drink in some areas, many residents still prefer bottled water due to its taste or mineral content. The most cost-effective option is to buy in bulk – 5-gallon (20L) refillable jugs are widely available and inexpensive.

Cost of entertainment and eating out in Turkey

The cost of entertainment and eating out in Turkey varies, but you can enjoy a rich cultural and culinary experience without spending a fortune. Whether you’re in the mood for traditional Turkish mezes, fresh seafood, or global cuisine, you’ll find options ranging from casual street food stalls to high-end restaurants.

For an affordable and authentic meal, head to a lokanta, a local eatery offering home-style Turkish dishes at reasonable prices. Many of these places operate cafeteria-style, where you can pick from a selection of freshly prepared meals. Street food is another budget-friendly way to experience Turkey’s diverse flavours. Popular options include balık ekmek (grilled fish sandwiches), lahmacun (thin, crispy flatbread with minced meat), and çiğ köfte (spiced bulgur wraps).

Entertainment options in Turkey range from historical and cultural attractions to modern nightlife. You can visit ancient ruins, explore museums, or enjoy traditional Turkish music and dance performances. Many cities host free or low-cost cultural festivals, which are an excellent way to immerse yourself in local traditions without stretching your budget.

For nightlife, districts like Beyoğlu in Istanbul and Alsancak in Izmir strike a balance between historic charm and a vibrant bar scene. Antalya’s Kaleiçi district, with its cobbled streets and Ottoman-era buildings, provides a mix of traditional Turkish culture and late-night entertainment.

Lifestyle, Shopping, Attractions, and Activities in Istanbul

Cost of education in Turkey

The cost of education in Turkey varies widely depending on the type of school and location. While public and private Turkish schools are generally more affordable than their Western counterparts, many expat families opt for international schools due to the language of instruction and curriculum alignment with home-country education systems.

International schools are concentrated in major cities like Istanbul and Ankara, with a few options in Izmir and Antalya. These schools follow curricula such as the International Baccalaureate (IB), British (English National Curriculum, Cambridge IGCSE and A-levels), and the American Advanced Placement (AP) system, ensuring continuity for students moving between countries.

Admission processes vary by institution, but you’ll typically need to submit school records from the past two years, along with health documents and copies of passports. Some schools require entrance exams or interviews to assess academic readiness, particularly for high school applicants. The academic year runs from September to June, so students transferring from countries with different school calendars may face placement adjustments.

Education and Schools in Turkey

Cost of healthcare in Turkey

Healthcare in Turkey is known for its high quality and affordability, making it a popular destination for medical tourism. You have access to both public and private healthcare, but most foreigners prefer private facilities due to shorter waiting times and a higher likelihood of English-speaking doctors.

The public healthcare system is extensive but can be slow due to high patient demand. While treatment costs are low, finding English-speaking medical staff in public hospitals may be challenging. In contrast, private hospitals offer faster service, modern equipment, and specialist care at a higher cost. Many private hospitals in Turkey's larger cities have internationally trained doctors and provide services in multiple languages. Facilities such as the American Hospital in Istanbul and the Acıbadem Healthcare Group cater specifically to expats and medical tourists.

Health insurance is essential if you plan to use private healthcare regularly. Expats can choose between local Turkish health insurance providers and international insurers. When selecting a plan, compare coverage options, hospital networks, and policy exclusions to ensure comprehensive protection. Some policies cover routine check-ups, emergency care, and specialist treatments, while others focus only on major medical expenses.

Healthcare and Health Insurance in Turkey

Cost of living in Istanbul chart

Prices may vary depending on the product and service provider. The list below is based on average prices for Istanbul in February 2025.