Cost of Living in Utrecht

The cost of living in Utrecht is similar to other major Dutch cities such as Eindhoven and Rotterdam. As is often the case in a major city, accommodation will likely be your most considerable expense.

Since there is a supply shortage in certain categories, landlords can charge more rent. Like other big cities, living further away from the city centre of Utrecht will save you quite a bit on rental costs.

Cost of accommodation in Utrecht

Accommodation will likely take up a substantial amount of your budget. Utrecht is a rapidly expanding city, and the housing supply has not kept up with demand. Competition for housing, especially in the city centre, is fierce due to the influx of students and young professionals attracted by the city’s universities and job opportunities. Rental prices have surged as the number of available properties in prime areas contracted.

Utrecht offers a mix of housing options, including apartments, single-family homes in quieter suburbs, and even converted canal houses in picturesque locations.

Most rental agreements in Utrecht are formalised through written contracts, which outline the responsibilities of landlords and tenants. You’ll find that rent control measures prevent unreasonable hikes, and landlords are obligated to maintain the property in a habitable condition.

Accommodation and Utilities in Utrecht

Cost of transport in Utrecht

Cycling in Utrecht is more than just a mode of transport – it’s a way of life. Follow the locals’ lead and invest in a bike to dramatically reduce your transport costs. The city has implemented a 20-mile-per-hour (30km/h) speed limit in its inner city, increasing cycling and reducing car traffic.

If cycling doesn’t work for you, Utrecht’s public transport system is a great alternative. The city’s buses and trams connect you to most areas efficiently. Longer-term tickets or travel cards will save you money compared to single fares. From 2025, a new urban transport contract is expanding services, focusing on sustainability, with 50 bus lines and 3 light rail lines.

Owning a car in Utrecht comes with its challenges. Parking permits are required for residents, with costs and availability varying by zone. New zero-emission zones aim to discourage driving and improve air quality, adding to the growing emphasis on sustainable transport.

Public Transport and Driving in Utrecht

Cost of groceries in Utrecht

The cost of groceries in Utrecht is moderate compared with the rest of Europe. Supermarkets provide a wide range of fresh produce, dairy, meat, and household items at reasonable prices. Expect to pay a bit more for speciality or imported goods.

Weekly markets are a favourite among locals, offering fresh fruit, vegetables, cheese, and fish. These markets not only help you save on groceries but also give you a taste of authentic Dutch culture. Vredenburg Market is one of the largest in the city, while the Organic Farmers’ Market on Fridays offers locally sourced produce. The Flower Market at Janskerkhof is perfect for fresh blooms, and the Fabric Market at Breedstraat offers unique textiles for sewing enthusiasts.

Cost of entertainment and eating out in Utrecht

Utrecht’s vibrant cultural scene offers plenty to do, from museums and theatres to cinemas and festivals. Tickets for these activities are priced comparably to other Dutch cities, with discounts often available for students, seniors, and families.

The city hosts free cultural events like TivoliVredenburg’s lunch concerts and Saturday concerts at the Dom, offering enriching experiences without breaking the bank.

Dining out can range from high-end culinary experiences to hidden gems. Seasonal and local menus are becoming popular, with some eateries focusing on affordable dining options. Drinks, especially craft beers and cocktails, remain on the pricier side, but you can always find good value if you know where to look.

Lifestyle, Shopping, Activities and Attractions in Utrecht

Cost of education in Utrecht

Education in Utrecht is affordable if you choose public schools, which are either free or come with minimal fees. Public schools provide a fantastic way for children to integrate into the local culture. Many schools even offer bilingual programmes, making them suitable for international families. Some bilingual programmes may require basic Dutch proficiency, but many schools offer support to help non-Dutch-speaking families settle in.

International schools are another option, although they come with significantly higher fees and additional costs for uniforms, books, and excursions.

Education and Schools in Utrecht

Cost of healthcare in Utrecht

Moving to Utrecht ensures you’ll have access to excellent healthcare. Dutch health insurance is mandatory and must be arranged as soon as you’re registered at your local municipality. Policies vary in price based on coverage, with basic plans covering doctor visits, hospital stays, and essential medications.

Additional coverage, such as dental or physiotherapy, is available at an extra cost. Supplementary insurance plans can include alternative treatments like acupuncture or extended physiotherapy. Utrecht also offers community health services tailored for specific groups, such as low-income families or immigrants, ensuring access to essential care at reduced or no cost.

Healthcare and Hospitals in Utrecht

Cost of living chart for Utrecht

Prices may vary depending on the product and service provider. The list below shows average prices for Utrecht in January 2025.