The cost of living in Sydney is high – as Australia’s capital, it’s the most expensive city to live in. That being said, Sydney has a lot to offer, from stunning landmarks and breathtaking natural beauty to a thriving economy and opportunities for career progression.

Sydney may be the priciest and most populous city in Australia, but there are plenty of ways for budget-conscious expats to stretch their Aussie dollars.


Cost of accommodation in Sydney

Accommodation in Sydney will be your biggest expense, particularly in the more attractive areas and suburbs and around the city centre. Finding a home in the suburbs can help you cut down on housing expenses.

Utilities, including electricity, water, and gas, are usually not included in the price of rent, and can be pricey. Electricity can be particularly costly during the hot summer months when air conditioning is necessary.

Renting Expat Accommodation in Sydney
Best Areas and Suburbs in Sydney


Cost of transport in Sydney

Public transport in Sydney is well developed, making it cheap and convenient to get around the city without a car. Getting an Opal card allows you to take advantage of the city’s integrated transport network at an affordable price point.

Families with children, and expats looking to explore more of Australia beyond Sydney, can benefit from owning a car, though it’s far from cheap. Apart from the cost of buying or importing a car, other aspects to consider include prices for insurance, upkeep, and petrol.

Getting Around in Sydney


Cost of groceries in Sydney

The cost of groceries in Sydney is in line with the national average, and Australian produce is generally of a high quality. Seafood lovers should head to the Sydney Fish Market, the largest fish market in the Southern Hemisphere, for inexpensive and fresh fish and seafood.


Cost of entertainment and eating out in Sydney

Many who move to the city cite the lifestyle as a key draw for moving to Sydney. Expats on a budget should ask locals about the best places to get an affordable bite to eat. Alternatively, they can take advantage of Sydney’s wide spread of world-renowned fine-dining establishments. With numerous options available, expats will not struggle to find a place to indulge.

Expats looking to soak up some culture should visit the Sydney Opera House, while the many nightclubs at Kings Cross are available to those looking to party. These activities can be pricey – more affordable pastimes include picnicking in the park, having a barbecue, or visiting the Royal Botanic Gardens.

Lifestyle in Sydney


Cost of education in Sydney

Public education in Sydney is free or cheap for permanent residents, though temporary residence holders will have to pay to enrol their kids.

Faith-based schools, especially the Catholic education system, are popular in Sydney. If your beliefs line up, these schools can be a more affordable option than public schools.

Education and Schools in Sydney


Cost of healthcare in Sydney

While healthcare in Sydney is world class, it comes at a price for expats. Non-residents often grapple with considerable medical costs, which can be significantly higher than those found in many other countries. Securing comprehensive private health insurance to avoid substantial out-of-pocket expenses is essential.

Australian citizens and permanent residents in Sydney enjoy the privileges of Medicare, the country’s comprehensive public health system. This service significantly reduces healthcare expenses, offering considerable savings on medical appointments, hospital treatments and prescription medications. The funding for these services is largely drawn from the national tax system, which ensures that healthcare is both accessible and affordable for residents.

Healthcare in Sydney


Cost of living in Sydney chart

Prices may vary depending on the product and service provider. The list below shows average prices for Sydney in July 2025.

Accommodation (monthly rent)
Three-bedroom apartment in the city centreAUD 6,800
Three-bedroom apartment outside the city centreAUD 4,000
One-bedroom apartment in the city centreAUD 3,300
One-bedroom apartment outside the city centreAUD 2,300
Shopping
Eggs (dozen)AUD 8
Milk (1 litre)AUD 2.50
Rice (1kg)AUD 3.50
Loaf of white breadAUD 4.50
Chicken breasts (1kg)AUD 13
Cheese (500g)AUD 10
Eating out
Three-course meal for two at a mid-range restaurantAUD 130
Big Mac MealAUD 15
Coca-Cola (330ml)AUD 4
CappuccinoAUD 5
Local beer (500ml)AUD 10
Utilities/household
Mobile phone monthly plan with calls and dataAUD 40
Internet (uncapped ADSL or cable – average per month)AUD 80
Basic utilities (average per month for a standard household)AUD 290
Transport
Taxi rate (per kilometre)AUD 5
Bus/train fare in the city centreAUD 5
Gasoline/petrol (per litre)AUD 2

Expat Health Insurance

Cigna Health Insurance

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