Cost of living in Mozambique

Mozambique has long been known for its low cost of living, making it a surprisingly affordable destination. In 2024, Maputo, the capital, is ranked 164th in Mercer’s Cost of Living Survey, down five places from its 2023 rankings. Still, you’ll find it easier to live cheaply here than in many other global cities.

Keep in mind, though, that low salaries accompany the low cost of living. Saving might be tough, especially if you earn in the local currency. Certain Western amenities are pricier, so you must budget carefully if you wish to maintain your accustomed lifestyle.

Cost of accommodation in Mozambique

The cost of accommodation in Mozambique, especially in Maputo, has been rising steadily. Although houses and apartments are often spacious, finding a place with the luxuries you might expect can be challenging. Shortages in supply mean you'll either have to adapt to conditions like sporadic water supply, blackouts, and petty theft, or pay extra for more secure and reliable housing.

Rent is expensive and can increase without much legal protection for tenants. If you’re moving for work, try to negotiate housing as part of your employment contract to avoid unexpected costs.

Cost of transport in Mozambique

The cost of transport in Mozambique can be a significant factor in your overall budget. While public transport, including chapas (local minibuses), is available, it remains unreliable and often uncomfortable. Recent improvements include the addition of more minibuses and the introduction of ride-hailing apps, but delays and overcrowding are still common.

If you're planning a longer stay, buying a car might be necessary, especially for travel outside major cities where roads are rough. During the rainy season, many roads, and bridges become impassable, so a vehicle that can handle difficult terrain is essential. Exercise caution when driving, particularly in rural areas.

Cost of groceries in Mozambique

The cost of groceries in Mozambique has increased, especially for imported items. While fresh fruits, vegetables, and locally produced goods remain affordable, inflation has driven up prices for many essentials. Items like tomatoes and onions have seen noticeable price hikes, but staple foods like rice have remained relatively stable.

Cost of entertainment and eating out in Mozambique

Eating out in Mozambique is a delightful experience but can be pricier than expected, particularly in tourist-focused restaurants. New dining establishments, especially along the coast, offer a range of cuisines but often at higher prices.

In non-tourist areas, you’ll find more affordable options. Be prepared for a leisurely dining experience, as the local approach to punctuality extends to meal preparation. But the unique fusion of Portuguese, Arabic, and African flavours is worth the wait.

Cost of education in Mozambique

Education costs in Mozambique, particularly for private and international schools, can be steep. Private schools vary in quality and pricing, and with the growing demand from expatriate families, several new institutions have opened in recent years.

International schools are world-class, offering globally recognised curricula and a wide range of extracurricular activities, but they also have high tuition fees. If you’re moving with children, consider this in your budget.

Cost of healthcare in Mozambique

If you’re moving to Mozambique, securing comprehensive health insurance is essential. The public healthcare system is still inadequate, and quality care is typically only available through private providers. Health insurance costs have risen, and while more coverage options are available now, affordability remains a concern for many.

Consider including medical evacuation coverage in your policy, especially if you live in a remote area where local healthcare facilities may not meet international standards.