Cost of Living in Kenya

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One of Kenya's many drawcards is its low cost of living. Mercer's Cost of Living City Ranking for 2024 ranked Nairobi 201st out of 226 cities evaluated, making it more affordable than Maputo, Mozambique (164th) and about as costly as Kigali, Rwanda (199th).

Nevertheless, remember that amenities such as private healthcare, international schools and comfortable homes can tremendously inflate the cost of living in Kenya. You will also have to account for additional living expenses you wouldn't incur back home, such as clean drinking water and a security guard or driver.

Fortunately, many expats find that their employment contracts cover some of the heftiest expenses. For instance, your company may provide an allowance for accommodation, transport, and international school fees. It's best to negotiate these benefits into your expat packages where possible.

Cost of accommodation in Kenya

Accommodation will likely be your most significant expense if you live in Kenya. Most expats opt to rent as they have a fixed-term contract and don't intend to settle in the country long-term. Rent in cities like Nairobi and Mombasa will be higher than in rural locations.

Security is a key concern when choosing where to live, and this must be factored into the cost of accommodation. Many expats opt to live in a secure, gated community, which can cost as much as property in Europe. Note that rental costs in safe expat areas are much higher.

Cost of transport in Kenya

Public transport in Kenya is incredibly cheap, but you may not use it as it's usually uncomfortable and inefficient.

When it comes to getting around in Kenya, you may hire or buy a car and find a local driver. A four-wheel drive is also the best option if you want to travel domestically in Kenya, but it will be pricier than a regular vehicle.

Cost of groceries in Kenya

It often comes as a surprise that the cost of food and essential housing products is relatively high. This is because many of these goods are imported and highly taxed.

There are several supermarket chains where you can buy anything from dairy products to mattresses, furniture, alcohol, and electronics. Many imported food products such as cheeses, jams, chocolates, oils, and pasta can also be found.

Buying local produce is the best way to save money on groceries in Kenya. Because of the country's favourable climate, you can find high-quality fruit and vegetables at local markets that are far cheaper than in a supermarket.

Cost of entertainment and eating out in Kenya

There's no shortage of options for eating out in Kenyan cities. Most Western restaurants are located in expat areas and serve dishes made with imported ingredients, so prices are higher. If you are keen to try local Kenyan foods, plenty of establishments sell generous portions for next to nothing.

The nightlife and entertainment scene in Kenya's big cities is growing, with modern clubs and bars constantly popping up. Entrance fees and drinks can make a night out an expensive endeavour. If you want to enjoy a local beer, you will find plenty of small bars throughout Kenya where you can have a drink while watching the sunset.

Cost of education in Kenya

Of course, if you are moving to Kenya from abroad with your family, you will have much to think about regarding your children's education. Although public schooling is free, you will likely prefer the standard of education offered at private or international schools.

International school fees can be high, but the facilities and teaching standards offered are fantastic, so you will have to decide if it is worth the cost. Fortunately, private schools offer some financial relief as they have good resources and teaching standards, although at a lower rate than international schools. Fees vary between schools, so you are encouraged to visit a few schools before making a final decision.

Cost of healthcare in Kenya

While public health facilities are available, you may choose private hospitals and clinics. The quality and standard of care are often better in private facilities, but this does come at a cost.

It is highly recommended that you arrange health insurance for yourself and your family, as private healthcare costs can add up quickly without it.