The cost of living in Osaka is high, lining up with other big Japanese cities, like Tokyo and Yokohama. Depending on where you come from, you may be overwhelmed by the cost difference, but local purchasing power is likely to be much stronger. It’s important to estimate whether your expected income will cover all the necessary costs and negotiate your employment contract accordingly.
Cost of accommodation in Osaka
The cost of accommodation in Osaka is likely to take up a sizeable portion of your income. In Osaka, the larger properties with more rooms are expensive, even outside the city centre. That said, if you’re moving to Osaka, you will be relieved to see significantly lower rental costs than in Tokyo.
Remember to account for utilities in your monthly budget, as these are fairly pricey. Budget for reikin, or key money, a non-refundable payment to the landlord, as well as shikikin, the refundable security deposit.
Renting Expat Accommodation in Osaka
Moving to Osaka
Cost of transport in Osaka
While getting around in Osaka on public transport is efficient and affordable, you should consider the various options before deciding on your preference. Getting a monthly pass and public transport card lowers the cost significantly. Bicycles are also common in Osaka and are another cost-effective, not to mention healthy, way to travel.
Although they are popular and convenient, taxis and ride-hailing services are costly and largely an unsustainable way to travel daily. The cost of owning a car in Japan is substantial. Besides the car’s purchase price, you need to factor in mandatory bi-annual inspections (shaken), car tax, insurance, parking, and fuel costs.
Cost of groceries in Osaka
In Osaka, eating out may sometimes be cheaper than buying groceries, but this depends on the quality of food and the cuisine that you prefer. While vegetables and fruit might seem rather expensive at first, bear in mind that they are always top quality, super fresh and usually locally grown. Seafood can be found at reasonable prices, and many supermarkets offer evening discounts to get rid of the day’s stock.
Cost of entertainment and eating out in Osaka
Renowned for its culinary scene and thumping nightlife, Osaka offers a range of entertainment options. However, the cost of these can vary considerably based on the type of activity and location. If you’re interested in visiting the city’s attractions, you will find that many of them, such as Osaka Castle or Sumiyoshi Taisha, are reasonably priced or even free. Festivals and annual events in Osaka also offer excellent entertainment opportunities at varying costs.
From classy bars to hole-in-the-wall whisky spots, Osaka has something to suit all nightlife lovers. Drink prices and cover charges at bars and clubs can accumulate quickly, requiring careful budgeting.
Osaka, known as the ‘Kitchen of Japan,’ offers diverse dining options, from affordable street food like takoyaki to pricey upscale restaurants, particularly in districts such as Dotonbori and Namba. Depending on the cuisine and place, eating out can be comparable in cost to groceries.
Cost of education in Osaka
Education in Osaka, like in much of Japan, is known for its high standards but also for its substantial costs, especially for international schools. If you’re enrolling your children in local schools, you will find prices relatively lower, but the language of instruction (Japanese) could be a significant barrier, especially for older children.
While offering a more familiar curriculum and language of instruction, international schools in Osaka are a costlier option. There may also be additional costs for enrolment, uniforms, and extracurricular activities. You’ll need to budget for this significant expense and consider it when negotiating your employment contract.
Education and Schools in Osaka
The Best International Schools in Osaka
Cost of healthcare in Osaka
The cost of healthcare in Osaka can be somewhat steep, especially for non-residents. Japan has a national health insurance system that generally pays around 70 percent of healthcare costs, but you may need to consider additional private health insurance to cover all your healthcare needs.
The cost of private health insurance depends on various factors, including age and health status. Be sure to factor in the cost of prescription medication, which can vary widely and typically requires a copayment of about one-third of the value of the medicine.
Cost of living in Osaka chart
Prices are in Japanese yen (JPY) and may vary depending on the product and service provider. The list below shows the average prices for Osaka in August 2025.
Accommodation (monthly rent) | |
Three-bedroom apartment in the city centre | JPY 169,000 |
Three-bedroom apartment outside the city centre | JPY 115,000 |
One-bedroom apartment in the city centre | JPY 95,000 |
One-bedroom apartment outside the city centre | JPY 58,000 |
Shopping | |
Eggs (dozen) | JPY 330 |
Milk (1 litre) | JPY 220 |
Rice (1kg) | JPY 680 |
Loaf of white bread | JPY 215 |
Chicken breasts (1kg) | JPY 925 |
Cheese (500g) | JPY 800 |
Eating out | |
Three-course meal for two at a mid-range restaurant | JPY 5,000 |
Big Mac Meal | JPY 800 |
Coca-Cola (330ml) | JPY 175 |
Cappuccino | JPY 470 |
Local beer (500ml) | JPY 450 |
Utilities/household | |
Mobile phone monthly plan with calls and data | JPY 3,500 |
Internet (uncapped ADSL or cable – average per month) | JPY 4,300 |
Basic utilities (average per month for a standard household) | JPY 19,000 |
Transportation | |
Taxi rate (per kilometre) | JPY 400 |
Bus/train fare in the city centre | JPY 240 |
Gasoline/Petrol (per litre) | JPY 175 |
What do expats say about the cost of living in Osaka?
"Even the smallest of accommodation tends to be pricey in Japan, and Osaka is no exception. Air conditioning in summer and electric heating in winter add to these costs. If you’re able to adjust your eating habits to the Japanese style it is possible to eat very cheap; especially, if you’re single it can be cheaper to eat out than to cook."
Read more in Franziska's expat interview about living in Osaka.
Further reading
►Read Moving to Osaka for an overview of life in the city
►When calculating the cost of living in Osaka, expats should also weigh up the general Pros and Cons of Moving to Japan
Are you an expat living in Osaka?
Expat Arrivals is looking for locals to contribute to this guide, and answer forum questions from others planning their move to Osaka. Please contact us if you'd like to contribute, or fill in our expat interview form to be featured.
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