The cost of living in China hinges on your lifestyle and whether you replicate Western habits. Many expats move to China for high-paying jobs that let them live more comfortably than many locals. Living Western style can push expenses up considerably though.
Big cities are much pricier than smaller towns or rural areas. Shanghai and Beijing are the priciest cities, with living costs that rival major European capitals. Shenzhen and Guangzhou come cheaper but still compete with other global destinations, proving that urban living in China isn’t necessarily a bargain.
Cost of accommodation in China
The cost of accommodation in China ranks as one of expats’ steepest expenses if your employer doesn’t provide housing, especially in Beijing or Shanghai. Most expats live in central districts near downtown, where rental prices run higher than average.
Apartments usually come furnished, which can make the rent steeper. You’ll need to budget for real estate agent fees when searching for a place. On top of rent, you’ll pay separately for utilities – electricity, gas, and internet – as landlords rarely include these costs.
Finding Accommodation in China
Cost of transport in China
The cost of transport in China stays remarkably low in major cities like Beijing, Shanghai, or Guangzhou. Public transport in these cities is both reliable and cheap. Many people also cycle or ride scooters because it’s a simple and low-cost way to cover short distances.
Driving tells a different story – it’s expensive and risky. Renting a car might cost almost as much as your rent, and petrol prices run high. You’ll often need to hire a driver who knows the local traffic rules and driving habits inside and out.
Cost of groceries in China
The cost of groceries in China is typically easy on the wallet. Prices depend on where you live, but fresh fruits, vegetables, meat, and dairy fill the stalls at local markets and supermarkets.
There are also lots of packaged foods, snacks, and desserts to pick from. If you cook at home, you’ll find spices and sauces from across Asia alongside local ingredients.
Imported items like cheese carry a steeper price tag though. Local alternatives usually cost less and taste just as good.
Cost of education in China
The cost of education in China runs steep, since public schools teach in Mandarin and most expats send their children to international schools instead.
International schools in China typically boast excellent facilities and high teaching standards, but tuition fees climb steeply with each grade level. Academically gifted children may qualify for scholarships at some international schools, bringing down the cost. Some employers also provide education allowances to ease the transition for expat families.
Cost of healthcare in China
Healthcare standards in China swing widely, so most expats prefer private healthcare services. Private health insurance makes accessing these services easier and more affordable. Many expat employers include private health insurance as part of the employment package.
If you secure your own coverage, costs hinge on comprehensiveness, the number of people covered, and their ages. Insurers also weigh pre-existing medical conditions and lifestyle habits like smoking.
Hospitals, Health Insurance, and Pharmacies in China
Cost of entertainment and eating out in China
The cost of entertainment and eating out in China varies widely, but you’ll find options for every budget. From street food stalls to high-end restaurants, the dining scene covers the full spectrum. Eating out at local restaurants can be very affordable, especially when compared to Western countries.
Street food vendors serve up cheap and flavourful options if you’re watching your wallet. Upscale dining runs the gamut from regional Chinese cuisine to international fusion and Western-style restaurants.
China has a deep cultural heritage, which you can experience through music, dance, and theatre performances. There’s a thriving nightlife in China’s major cities, where bars and clubs cater to every taste. Outdoor activities like hiking, cycling, and water sports typically come free or at minimal cost.
Cost of living in China chart
Prices are listed in Chinese yuan (RMB) and may vary depending on the product and service provider. The list below shows average prices for Shanghai in December 2025.
| Accommodation (monthly rent) | |
| Three-bedroom apartment in the city centre | RMB 18,000 |
| Three-bedroom apartment outside the city centre | RMB 10,000 |
| One-bedroom apartment in the city centre | RMB 7,500 |
| One-bedroom apartment outside the city centre | RMB 4,800 |
| Shopping | |
| Eggs (dozen) | RMB 13.90 |
| Milk (1 litre) | RMB 14.95 |
| Rice (1kg) | RMB 6.90 |
| Loaf of white bread | RMB 13.85 |
| Chicken breasts (1kg) | RMB 30 |
| Cheese (500g) | RMB 60 |
| Eating out | |
| Three-course meal for two at a mid-range restaurant | RMB 300 |
| Big Mac Meal | RMB 45 |
| Coca-Cola (330ml) | RMB 2.60 |
| Cappuccino | RMB 30 |
| Local draft beer (500ml) | RMB 6.55 |
| Utilities | |
| Mobile phone monthly plan with calls and data | RMB 60 |
| Internet (uncapped ADSL or cable – average per month) | RMB 100 |
| Basic utilities (average per month for a standard household) | RMB 415 |
| Transport | |
| Taxi rate (per kilometre) | RMB 2.70 |
| Bus/train fare in the city centre | RMB 4 |
| Gasoline/petrol (per litre) | RMB 8 |
What do expats say about living costs in China?
"The cost of living is beyond cheap for us because our living accommodations are covered under my husband’s contract. Groceries within Haiyang are very affordable. So is dining out."
Read more in our expat interview about China with American expat Rachel.
"Depending on where you live, the cost of housing can be relatively high. Food can also be expensive if you eat at Western restaurants and shop at supermarkets with imported foods on a regular basis. However, if you opt to eat at local restaurants and shop at local grocery stores, you’ll find that you can live quite inexpensively."
American expat Greg shares his thoughts on living costs in this expat interview about China.
Further reading
►Banking, Money and Taxes in China provides an overview of expat money matters
►For an overview of the economic climate and how to find a job, read Working in China
Are you an expat living in China?
Expat Arrivals is looking for locals to contribute to this guide, and answer forum questions from others planning their move to China. Please contact us if you'd like to contribute, or fill in our expat interview form to be featured.
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