Cost of Living in Malaysia

The cost of living in Malaysia is relatively low compared to the surrounding countries. Malaysia is significantly more affordable than neighbouring Singapore, while other regional capitals like Manila in the Philippines and Jakarta in Indonesia also outpace Kuala Lumpur.

Your largest expense will most likely be accommodation. You can save by living outside the capital, avoiding renting in city centres, and opting for less convenient but cheaper suburban options.

Cost of accommodation in Malaysia

Malaysia offers a range of accommodation options at varying prices that highly depend on the type of home you’re looking for and its location. When viewing a property, always inquire about the local traffic in the area and double-check possibilities for your daily routes, as a short distance in Malaysia can turn into a long commute during rush-hour traffic. Easy access to public transport is often a lifesaver, but this usually increases the rental cost.

Household running costs can vary, and in addition to the basic rent, you’ll need to budget for utilities such as electricity, water, and gas.

Renting Expat Accommodation in Malaysia

Cost of transport in Malaysia

Malaysia boasts a wide range of efficient public transport that is easily accessible at reasonable prices. If you live in the Klang Valley, you can use the integrated transport system, comprising buses, Light Rail Transit (LRT), and a monorail, to get around. Taxis and ride-hailing services are also available but at a premium.

Outside the Klang Valley, you will likely need a vehicle, as public transport is fairly limited. If you decide to drive, you should account for the cost of petrol, road tax, and insurance.

Public Transport and Driving in Malaysia

Cost of groceries and shopping in Malaysia

Food prices in Malaysia are generally quite low, particularly if you’re buying local products. Browsing markets is both a fun pastime and a great way to find affordable fresh produce.

If you’re looking for a taste of home, be prepared to spend a little extra to enjoy imported Western products. Supermarkets such as déMarket in Kuala Lumpur offer a range of speciality products, but these come at a cost.

Like the rest of Asia, Malaysia has a range of affordable and good-quality electrical products. Shopping is one of the biggest pastimes here, and you can find inexpensive cameras, computers, mobile phones, and other items. There are often sales and special deals, especially around religious holidays, so shopping around does have its rewards.

Cost of entertainment and eating out in Malaysia

Malaysia has a fine range of cuisine from across the world, and this is reflected in the many types of restaurants available. Indulging in some Malaysian street food is a great experience and makes for a cheap night out. Even restaurant meals can be reasonably priced. Alcohol, however, is expensive, so keep in mind that drinks can increase the bill substantially.

Cost of education in Malaysia

Public schools in Malaysia are typically not an option if you’re moving with older children or planning a short-term stay, as the language of instruction is Malay. On the other hand, if you’re planning to stay permanently or if your children are young enough to pick up the language, you can send them to public schools at a low cost. This is also a great way to integrate with the local culture.

Despite this, most expats choose to send their children to private or international schools, as these offer a wider range of curricula in a familiar language. Although international schools are infamous for their steep tuition costs, they offer high teaching standards and quality facilities. If you’re relocating to Malaysia for work, it’s a good idea to negotiate an education allowance to offset some costs associated with private and international schools.

Education, Schools and Tutors in Malaysia
International Schools in Malaysia

Cost of healthcare in Malaysia

The cost of healthcare in Malaysia depends on whether you decide to use public or private medical facilities. As a foreign worker, you will have access to government-mandated medical insurance that allows you to be treated at a low cost at public facilities.

However, Malaysia is also a booming medical tourism destination with relatively low consultation, hospitalisation, and treatment fees. Most expats opt for international medical insurance to access private facilities in the country.

Healthcare and Health Insurance in Malaysia