Pros and Cons of Moving to Zurich

Although it often comes near the top of quality-of-life surveys, living in Zurich does have cons to go with its many pros. From cultural differences and language barriers to finding good accommodation and schools, you should be prepared for both the challenges and advantages that come with moving to Switzerland’s biggest city.

Below are a few of the pros and cons of moving to Zurich.

Accommodation in Zurich

+ PRO: High living standards

Accommodation in Zurich is well known for having high living standards, and you can look forward to state-of-the-art amenities in most properties. Flats are typically well-maintained with excellent infrastructure and modern appliances, and many include laundry facilities within the building.

- CON: Rental accommodation is extremely difficult to find

Thanks to the incredibly short supply of accommodation in Zurich, with basically nonexistent vacancy rates, expats might have a hard time finding a suitable space to live. The tenant selection process can be a hassle, and even if all the requirements are met, the landlord ultimately reserves the right to rent out their place to whomever they please.

+ PRO: Temporary housing options available

While searching for your permanent home, you’ll find several temporary accommodation options in Zurich. Services like Urbanbnb offer affordable temporary living arrangements, and platforms like UMS provide furnished apartments at base cost from individuals not seeking to make a profit while they travel.

Accommodation In Zurich 

Cost of living in Zurich

+ PRO: High salaries

The cost of living in Zurich is offset by some of the highest salaries in the world. If you’re transferred from other offices or headhunted, you can look forward to a good remuneration package that can include various subsidies, such as an education allowance if you have children. The average annual salary in Zurich is significantly higher than in most European cities, giving you strong purchasing power despite the high costs.

- CON: One of the highest costs of living in the world

Switzerland currently has four of the top five most expensive cities to live in, and Zurich consistently ranks among the top five globally. Schools, public transport and health insurance are famously pricey, and the cost of living, in general, is expensive. Most residents spend around one-fifth of their income on housing alone.

+ PRO: Lower tax burden

Despite the high costs, you’ll benefit from a relatively lower tax burden than many other European countries. Several cantons, including Zurich, don’t levy property tax, and the broader taxation system is generally favourable for high earners.

Cost of Living in Zurich 

Lifestyle in Zurich

+ PRO: Luxury shopping and diverse dining scene

The lifestyle in Zurich offers world-class experiences. The city is well-known as a shopping destination, and Bahnhofstrasse is globally acknowledged as one of the world's most exclusive and expensive shopping streets. Its cosmopolitan atmosphere provides the setting for many different cuisines from around the world, with Zurich emerging as one of Europe’s hottest food destinations in recent years.

+ PRO: Low crime rate

Zurich, and Switzerland in general, prides itself on its low crime rates. All neighbourhoods are considered safe, even at night, making it an ideal city for families and solo residents alike. This sense of security is one of the major quality-of-life benefits that attract people to the city.

- CON: Shops are closed on Sundays

Except for shops in larger railway stations and Zurich Airport, most shops are closed on Sundays. This can require significant adjustment if you’re used to weekend shopping.

Shopping, Lifestyle, Attractions and Activities in Zurich

Healthcare in Zurich

+ PRO: Exceptional quality healthcare

Healthcare in Zurich is renowned for its excellence. Hospitals and clinics offer exceptional service, with state-of-the-art facilities and highly trained professionals. The city ranks among the top European cities for healthcare quality, making it a reassuring aspect of expat life. Many medical professionals speak excellent English, particularly in private practices catering to the international community.

- CON: Mandatory private health insurance with rising premiums

Expats are obliged to find and pay for their own health insurance within three months of arrival. While costly, this system ensures universal coverage and high-quality care.

Healthcare in Zurich

Transport in Zurich

+ PRO: Efficient and extensive public transport

The transport system in Zurich consists of an impressive network of trains, buses, trams and even boats. Operating under the Zurich Transport Network (ZVV), the system covers both the city centre and extends to Winterthur and surrounding areas. You can use the integrated ticketing system to access the entire network, making commuting and sightseeing remarkably convenient.

- CON: Expensive public transport

Public transport in Switzerland is notoriously expensive, despite the various discount options available. Many residents choose to cycle instead, taking advantage of the city’s growing (although sometimes criticised) cycling infrastructure.

+ PRO: Excellent connectivity to nearby countries

Living in Zurich puts you in a prime position for European travel. The excellent train connections make day trips or weekend getaways to neighbouring countries like France, Germany, Austria, and Italy entirely feasible.

Getting Around in Zurich 

Weather in Zurich

+ PRO: Many opportunities for outdoor sports

The weather in Zurich creates perfect conditions for varied outdoor activities throughout the year. Summer months (June to August) are ideal for lakeside activities like swimming, wakeboarding, and surfing on Lake Zurich. The mountains surrounding the city offer hiking and mountain biking along trails like the Path of Planets on Uetliberg.

- CON: Long sub-zero winters

While the cold is ideal for skiing, you might have difficulty adapting to the winter if you’re from a more tropical climate. Winter temperatures typically hover around freezing, with considerable snowfall rates of around 7 inches (180mm) in the coldest months. Invest in good-quality winter gear, such as insulated boots, waterproof coats, thermal layers, and warm accessories.

Weather Charts in Zurich 

Local culture in Zurich

+ PRO: Most people speak English

Local culture in Zurich is increasingly international, and while you might find yourself surrounded by different languages, most Swiss nationals speak English well, particularly in business settings and tourist areas. That said, you will do well to learn at least the basics of Swiss German, as this shows respect and helps with deeper integration into society.

- CON: Many important documents and instructions aren’t available in English

Expats may struggle with immigration documents that are in German or French or find themselves baffled by grocery and medical products without English labels. Government services sometimes have limited English accessibility, although major institutions are increasingly providing multilingual support. Consider using translation apps or seeking assistance from German-speaking colleagues when necessary.

- CON: Social integration takes time and effort

Making deep connections with Swiss locals can initially be challenging. The Swiss tend to be reserved initially and have established social circles. Understanding important social customs – like punctuality (which is taken very seriously), respecting quiet hours, and following unwritten queue etiquette (where people won’t visibly queue, but everyone knows their place) – will significantly ease your integration process.

+ PRO: Vibrant international community

Zurich boasts a thriving international community that fosters an open and multidimensional environment. Various networking opportunities exist for newcomers, including the Zurich Networking Group and regular Beers and Brains events where you can share expertise while expanding your network. There are also some organisations that host regular gatherings specifically for expats, helping ease the transition to Swiss life.