Cost of Living in South Africa

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The cost of living in South Africa is relatively low compared to other expat destinations around the world. The local currency tends to be weak and somewhat volatile, so those earning or holding savings in a stronger foreign currency will be in a far better position than those paid in the South African Rand. Local salaries can also be on the lower side in some industries, particularly in Cape Town.

That said, even if some budgeting is required, those who can afford it will enjoy an exceptionally high quality of life. South Africa is renowned for its sunshine, fresh produce, excellent wine, and breathtaking landscapes.

The cost of living in Johannesburg and Cape Town is comparable to that of other major African cities, such as those in Zambia, Gambia, and Tunisia. However, living expenses in South Africa remain significantly lower than in major international hubs like New York, London, or Tokyo.

As is often the case, the cost of living in South African cities is higher than in rural towns, but most expats choose to settle in Cape Town or Johannesburg.

Cost of accommodation in South Africa

There are many accommodation options in South Africa, and it shouldn’t take long to find a home that suits your budget and lifestyle.

Some peripheral suburbs in Cape Town and Johannesburg are an exception, but generally, the further away from the CBD you find a home, the less expensive it will be (the CBD in Johannesburg now being Sandton). There are plenty of quieter areas if you’d prefer to live outside the city’s hustle and bustle. Most expats buy a car, although commuting between home, work, and school can take hours during peak traffic.

If you move to Johannesburg, you will get more space for your money, while a less spacious apartment or house in Cape Town may be within a short distance of the beach, vineyards, and mountain. You’ll also have to account for the cost of utilities like water, electricity, and WiFi, which are often not included as part of the rental cost.

Given the weakness of the South African rand, buying a property in South Africa is an attractive proposition for many expats, especially in upmarket areas such as Cape Town’s Atlantic Seaboard.

Finding Accommodation in South Africa

Cost of transport in South Africa

Even in major centres like Cape Town and Johannesburg, the main form of transport is driving. Cars are relatively expensive, but petrol is cheap relative to European prices.

Few parts of the country have reliable bus or train routes, and mini-bus taxis, the most widely used mode of public transport, have garnered a reputation for being dangerous and uncomfortable. Those living in Johannesburg can also access the high-speed Gautrain, which offers multiple stops across key commercial areas in Johannesburg and Pretoria.

Getting Around in South Africa

Cost of groceries in South Africa

Thanks to ever-increasing prices, groceries in South Africa will dominate a large chunk of your budget alongside accommodation, transport, and education. Most families on a budget prefer to buy groceries from local supermarkets that stock a wide variety of local produce and imported goods.

South African brands are usually cheaper than imported goods, and many of them are good quality. Although these can be expensive, some retailers stock items from overseas for those who would like a taste of home.

Cost of entertainment and eating out in South Africa

South Africa offers a vibrant and diverse entertainment scene that caters to various tastes and budgets. Dining out is popular, with options ranging from affordable street food to high-end restaurants. The price of a meal can vary greatly depending on the location and the type of establishment.

Entertainment options are plentiful and varied. From live music and theatre to cinemas and sports events, there is something for everyone. Johannesburg and Cape Town, in particular, are hubs for cultural and social activities, hosting numerous festivals, live shows, and art exhibitions throughout the year.

Due to the favourable exchange rate for many foreign currencies, dining and entertainment can be less expensive than similar experiences in Europe or North America. That said, it’s important to keep in mind the local inflation rate, as this could affect prices over time.

Cost of education in South Africa

You will have several excellent schools in South Africa to choose from, but there’s a big difference between private and public school fees. Most expats send their children to private or international schools, but the costs at these schools can be exorbitant.

Quality varies widely in public schools. Generally speaking, public schools with higher fees offer a better standard of education owing to the additional resources they have on hand. While their fees are a little pricier than regular public schools in South Africa, they’re still well below the price of private or international schooling.

While private and international schools are often associated with high tuition fees, these schools often offer exceptional teaching standards, globally recognised curricula, and a wider range of extracurricular activities. Some of these schools offer scholarships for academically or athletically gifted children, which can help ease the burden of tuition fees for expat parents.

Finding a School in South Africa

Cost of healthcare in South Africa

Although doctors are exceptional and highly trained in the public sector, public healthcare facilities are of poor to middling quality, and waiting times are long. You might prefer private healthcare in South Africa for higher standards, better staff-to-patient ratios, and more comfort.

Routine costs are typically affordable, even for those who don’t have health insurance. Fees can quickly add up, though, particularly when specialists are consulted or the need for emergency care arises.

Private care providers may ask for payment upfront, so taking out private health insurance in South Africa is a good idea.

Hospitals, Health Insurance, and Pharmacies in South Africa