Healthcare in Tokyo

Expat healthcare in Tokyo, and healthcare in Japan as a whole, is largely dependent on one's employer.

It's mandatory for companies that employ more than five individuals to provide healthcare for their employees. Thus, many employers prefer employees who use the national healthcare scheme; though expats can decide if they would prefer international private health insurance.

Monthly premiums are based on annual income, so in one's first year in Tokyo these may be small amounts.

Even if expats opt for a nationalised healthcare plan, they'll be liable for up to 30 percent of their medical expenses, however, certain procedures might not be covered. Furthermore, if covered by an international health insurance company, expats will have to pay upfront and request reimbursement directly from their health insurance scheme.

Hospitals in Tokyo

Below is a list of the most prominent hospitals in Tokyo where English-speaking staff are available:

Sanno Hospital

Address: 8-10-16 Akasaka, Minato-ku

St Luke's International Hospital

Address: 9-1 Akashi-cho, Chuo-ku

Tokyo Adventist Clinic

Address: 3-17-3 Amanuma, Suginami-ku

Tokyo Medical University Hospital

Address: 6-7-1 Nishi Shinjuku, Shinjuku-ku

Toranomon Hospital

Address: 2-2-2 Toranomon, Minato-ku

Expat Health Insurance Partners

Aetna International

Aetna offers award-winning international health insurance plans to more than 55 million members worldwide. Their plans are tailored to meet the individual needs of you and your family while you are away from your home country, living and working abroad. Get peace of mind knowing you and your family will be protected and have access to quality health care wherever you are, where you need it.

* For a limited time, there is a discount of up to 20% on new multi-member policies and up to 10% on single member policies. This offer is valid until 19 June 2020. See website for details.

Get a quote from Aetna International


Cigna Global

With 86 million customer relationships in over 200 countries, Cigna Global has unrivalled experience in dealing with varied and unique medical situations and delivering high standards of service wherever you live in the world.

Get a quote from Cigna Global