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The quality of life in Spain is alluring. The country is relatively large and varies enormously – culturally, climatically and economically – from region to region. But common to most of Spain is a welcoming society, decent infrastructure and the opportunity for a somewhat affordable cost of living.
It's true that living expenses in Spain have increased over the years, while the average Spanish salary hasn't entirely kept pace. That said, foreigners who are either retired or earning a decent salary will likely be able to afford a high quality of life. Plus, expats living on a budget will constantly find ways to save.
The country's capital, Madrid, is the priciest Spanish city to live in. It was ranked as the 67th most expensive expat city out of 209 cities in the Mercer Cost of Living Survey for 2021, while Barcelona was ranked 84th. Still, even Spain’s largest urban centres are significantly less expensive than popular European destinations such as Geneva, Berlin and Milan.
Cost of accommodation in Spain
Generally speaking, the closer a property is to the coast or city centre, the more it'll cost. This is particularly true of the Mediterranean coastline. This trend is due to a passion for the beaches of Spain, a love which is shared by the Spanish and foreigners alike.
Short-term summer rentals for any coastal property can be among some of the most expensive real estate in Spain, while long-term leases are usually cheaper.
Needless to say, the sky is the limit for high-quality accommodation in prestigious locations. That said, there are also some exceptional bargains to be found.
Cost of transport in Spain
Public transport in Spain is moderately priced with buses providing an excellent, low-cost way of travelling around the country. The rail network also provides good value for money. Thanks to the high-speed AVE network, although more expensive than normal trains, travel between different parts of the country can be undertaken very quickly.
While getting a taxi can be quite costly, expats can take advantage of ride-sharing and carpool apps to find the best route and rate to suit them.
Cost of schools in Spain
Expats can send their children to state schools in Spain at no cost, as long as they have registered for their Certificado de Empadronamiento (Certificate of Residence) at their local town hall.
Private schooling is available with fees varying greatly depending on the school concerned, its location and the language and curriculum it teaches. An English-language private school in the centre of Madrid will, for example, be more expensive than a Spanish-language private school in the provinces.
Many expats choose to send their children to international schools in Madrid or other urban centres. This allows students to continue studying the curriculum of their home country and removes the challenges presented by the language barrier. Some international schools in Spain charge exorbitant fees, so expats planning on pursuing this option should ensure their budget can accommodate this.
Cost of food and clothing in Spain
The cost of supermarket food in Spain equates with prices found in a country such as the United Kingdom and is surprisingly expensive in comparison to the wage levels of the Spanish themselves. The inverse is true when eating out, a pursuit which can be of tremendous value, particularly when expats take advantage of restaurants which offer an economical menú del día.
Similarly, alcoholic drinks are fairly cheap, which isn't too surprising given the vast quantities of wine produced by Spain.
Clothing, however, is relatively expensive. That said, there are certainly more than a few options as well as frequent sales in which expats can find reasonably priced, stylish clothes.
Cost of living in Spain chart
Prices may vary across Spain, depending on product and service provider. The list below shows average prices for Madrid in January 2022.
Accommodation (monthly rent) |
|
One-bedroom apartment in city centre |
EUR 1,000 |
One-bedroom apartment outside city centre |
EUR 700 |
Three-bedroom apartment in city centre |
EUR 1,600 |
Three-bedroom apartment outside city centre |
EUR 1,100 |
Shopping |
|
Dozen eggs |
EUR 2 |
Milk (1 litre) |
EUR 0.80 |
Rice (1 kg) |
EUR 1.10 |
Loaf of white bread |
EUR 1 |
Chicken breasts (1kg) |
EUR 6.30 |
Pack of cigarettes (Marlboro) |
EUR 5.10 |
Eating out |
|
Big Mac Meal |
EUR 8 |
Coca-Cola (330ml) |
EUR 1.90 |
Cappuccino |
EUR 1.90 |
Bottle of beer (local) |
EUR 3 |
Three-course meal at a mid-range restaurant for two |
EUR 50 |
Utilities |
|
Mobile call rate (per minute – mobile to mobile) |
EUR 0.20 |
Internet (uncapped ADSL or cable – average per month) |
EUR 42 |
Basic monthly utilities (includes electricity, water, refuse) |
EUR 130 |
Transport |
|
Taxi rate/km |
EUR 1.10 |
Bus fare in the city centre |
EUR 1.50 |
Petrol/gasoline |
EUR 1.50 |
Further reading
►For more on the property market, see Accommodation in Spain
Expat Experiences
"People have this perception of Spain being a cheap country, but I don’t think this is necessarily true. At least not in Barcelona. I do think that basic groceries and restaurants/bars are cheaper than in The Netherlands. But housing is definitely very expensive, both for renting and buying. Taxes on income and property are pretty high and gas, light and electricity is way more expensive than back in my hometown. Although, I’ve been told that these prices vary by region." Read about Linda's expat experience in Spain over the last seven years in her interview.
"In America, I’d be considered poverty level because of my salary. But here we live comfortably (my husband is a civil servant) and can provide for our children.
"What I love that’s cheap is the food and entertainment. We often joke that we can live like kings because we enjoy being outside and doing low-cost activities like taking the kids to the park, going out for tapas or hiking." Learn more about Cat, an American expat, and her experience of life in Seville.
Are you an expat living in Spain?
Expat Arrivals is looking for locals to contribute to this guide, and answer forum questions from others planning their move to Spain. Please contact us if you'd like to contribute.
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