Cost of Living in Indonesia

When it comes to the cost of living in Indonesia, you’ll find it’s generally easier on the wallet than in many Western countries. In Mercer’s 2024 Cost of Living Survey, Jakarta was ranked as the 157th most expensive city out of 226 cities surveyed.

Working in Indonesia for a large organisation often comes with perks for expats, like an international salary and extensive compensation covering basic expenses – housing, schooling, and transport included. You'll find that the cost of living in Jakarta is relatively low, allowing you to enjoy a more luxurious lifestyle than most locals can afford.

Cost of accommodation in Indonesia

You'll find that the accommodation cost in Indonesia runs the gamut depending on where you lay your hat. Recent changes in housing regulations have made property ownership more accessible to foreigners, potentially shaking up the rental market.

In Jakarta, the bustling capital, expats earning an international salary can typically afford luxurious apartments or houses in the most sought-after neighbourhoods. If you’re counting your pennies, don’t fret – you can still secure a simple apartment in a decent and safe area.

Venture outside Jakarta, and accommodation costs take a nosedive. Cities like Surabaya and Bandung present more affordable options, and in smaller towns or villages, you can find even cheaper digs. While the standards might not match those in metropolitan areas, these places offer the perfect blend of cost and comfort if you're after a quieter life.

Discover more about Accommodation Options in Indonesia.

Cost of transport in Indonesia

The cost of transport in Indonesia won’t take you for a ride financially, even if you regularly hop into taxis or hire your own driver. Car prices are comparable to those elsewhere, and while fuel prices have been inching up due to global trends, they remain relatively low.

Public transport is a bargain but comes with its own set of challenges. Buses and minibuses can be packed to the gills, and without air-conditioning, travelling during the hotter months can be quite the ordeal.

On the bright side, Jakarta is beefing up its public transport network with new MRT lines and the TransJakarta bus system, aiming to make commuting a smoother experience.

For convenience and comfort, ride-hailing apps like Grab and Gojek are the way to go. They’re popular, affordable, and generally reliable for daily commuting.

If you’re up for a bit of adventure, you can hop on an ojek (motorbike taxi) or a bajaj (tuk-tuk). Just be sure to negotiate the fare beforehand; a few phrases in Bahasa Indonesia can help you get a better deal.

Learn more about Transport and Driving in Indonesia.

Cost of groceries and clothing in Indonesia

When it comes to the cost of groceries and clothing in Indonesia, you’ll find they won’t take a big bite out of your budget as long as you avoid splurging on imported products and international brands. Local food, clothing, and personal care items are inexpensive compared to their imported counterparts, so it’s often worth giving local products a try.

Please note that prices for fresh produce can fluctuate with the seasons. During harvest times, you can bag a bargain, while off-season or bad weather might see prices creep up.

Local street markets are a treasure trove for fresh fruits, vegetables, and traditional clothing. Shopping at these places is easy on the wallet and offers a rich cultural experience, giving you a taste of daily life in Indonesia.

Cost of entertainment and eating out in Indonesia

The cost of entertainment and eating out in Indonesia is pleasantly affordable, offering a wealth of options that cater to all tastes. Whether you’re catching a movie, attending a theatre show, or enjoying local music events, you'll find that these activities won’t break the bank.

When it comes to dining, street food stalls are a treasure trove of delicious local delicacies at a fraction of the price you’d pay in Western restaurants. If you’re craving a taste of home, international restaurants are available, though they come with a heftier price tag.

If you enjoy nightlife, Indonesia’s major cities like Jakarta and Bali boast a flourishing scene. While prices for drinks and entry fees can be on par with those in Western countries, you can still find local spots that are easier on the wallet.

Cost of education in Indonesia

The cost of education in Indonesia, particularly in Jakarta, can be quite steep if you’re considering international schools. These institutions often come with a hefty price tag, but offer education and facilities that significantly surpass those of local public schools. Be prepared for additional charges for extracurricular activities and other fees.

If international schools aren’t your cup of tea, private local schools can serve as a middle ground in terms of cost. They generally provide a higher standard of education compared to public schools, but be sure to do your homework – research and visit several schools to find the right fit for your child’s needs.

Learn about the differences between International Schools in Indonesia and Local Schools in Indonesia.

Cost of healthcare in Indonesia

The cost of healthcare in Indonesia can be a mixed bag, especially in Jakarta, where services are relatively expensive and quality varies significantly. Make it a priority to find a reputable local hospital with reasonable rates as soon as possible.

Make sure you’re up to speed with your company's health insurance provisions, ensuring it covers routine medical concerns, major emergencies, and even medical evacuation to another country if necessary.

Purchasing supplementary health insurance might be a wise move to cover any potential gaps, particularly if you plan to travel extensively within Indonesia or the surrounding region.

Find out more about Healthcare in Indonesia.