Can American Expat purchase a home in Abu Dhabi?

Hi Sandy-

As of 2005, foreigners can buy property in Abu Dhabi in certain areas. These areas are known as 'investment areas', and are similar to the freehold areas in Dubai.

The process of purchasing property in Abu Dhabi as a foreigner, Americans included, is complex and expensive, and to be honest, unless you're a long-term expat, I'd recommend renting. Furthermore, when you purchase property in Abu Dhabi, you never actually own the land (unless you're a GCC national), you only own the building.

One of the largest challenges is getting a mortgate as an expat. Banks have tightened their lending procedures since the 2008 recession, and now you could be expected to put down as much as 20 to 50 percent of the purchasing price.

Additionally, there still exists much uncertainty in the real estate market, and issues like the lack of transparency and an absence of protection for investors have still not been addressed accordingly.

For information about renting in Abu Dhabi read the Expat Arrivals Abu Dhabi accommodation page.

Stephanie, Thank you so much for your candid reply. Given the information you provided, purchasing a home sounds like a really bad idea. By the way - are you on LinkedIn? If you are please look me up and 'Connect". Sincerely, Sandra Vaughan

Hi Sandy-

I am indeed on linked in, but perhaps it would be even more helpful for you to join the Abu Dhabi Expat Group on Linked In (just Search for it in the search bar). Also, I can recommend you get in touch with American Woman's Network in Abu Dhabi, they're a great source of information, and a great starting point for getting acquainted with people.