Expat Health Insurance
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I would suggest taking a look at the Cost of Living in Australia page.
Whether you can afford to live in Oz without working will depend on a number of things such as the rental income from your house in the UK, How much you have in saving, the amount of money your husband will bring in and your general lifestyle.
Furthermore, you didn't say whereabouts in Australia you would be living. Sydney and Melbourne both have very high costs of living.
Hope this helps
Shantalie